5403 Gorham Dr, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 5403 Gorham Dr, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 8 ba · 8,445 sqft · built 2000
Lot Size0.666 acres (29,035 sqft)
OwnerCompany Name on Record
Last Sale$3,300,000 (Oct 2021)
Tax Bill$32,292 (2023)
Deeds & MortgagesFeb 2022 Transfer
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN187-381-02

Property Details

APN / Parcel Number

Primary APN187-381-02

Interior

Bedrooms4 Beds
Full Baths8 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area8,445 sqft Heated Area
Gross Area9,468 sqft
1st Floor Area3,319 sqft
Upper Floors Area1,174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialTile
Lot Area29,035 sqft (0.666 acres)
Garage Area844 sqft

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area221 sqft
Patio Area996 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number187-381-02
Street Address5403 GORHAM DR
CityCHARLOTTE
StateNC
Zip28226-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL4 M29-461 &STRIP
Legal SubdivisionPELLYN WOOD 02
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1005
Census Tract2908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address5403 GORHAM DR, CHARLOTTE, NC 28226-6411
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Correction Deed
FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY
Oct 25, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
Jan 28, 2021Warranty Deed, Transfer
MOREHEAD TITLE
Mar 20, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL ONE NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleJan 28, 2021 · Amount on Record
Deed Document Number0036682662
Deed Book / Page36682 / 662
Record UpdatedJun 7, 2026

February 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 7, 2022
Property Address5403 GORHAM DR, CHARLOTTE, NC 28226-6411
Document Number0000019786
Book / Page37039 / 372
Map ReferenceMB 29 PG 461
Instrument DateJan 28, 2022
Instrument2022019786
Record UpdatedMay 25, 2023
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address13415 REESE BLVD W, HUNTERSVILLE, NC 28078-7933

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 25, 2021
Property Address5403 GORHAM DR, CHARLOTTE, NC 28226-6411
Document Number0000203374
Book / Page36682 / 662
Map ReferenceMB 29 PG 461
Instrument DateOct 22, 2021
Instrument2021203374
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13415 REESE BLVD W, HUNTERSVILLE, NC 28078-7933

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust

Mortgage

Document Number0000203375
DateOct 25, 2021
Instrument2021203375
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.8%
Type Change DateNov 1, 2031
Change FrequencyMonthly
Min Rate At Change2.95%
Max Rate At Change10.9%
IndexOther
Max Rate10.9%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 28, 2021
Property Address5403 GORHAM DR, CHARLOTTE, NC 28226-6411
Document Number0000016830
Book / Page035603 / 000618
Instrument DateJan 27, 2021
Instrument16830
Transaction TypeTransfer
Record UpdatedMar 5, 2021
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
Tax$4,600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5403 GORHAM DR CHARLOTTE NC 282266411, CHARLOTTE, NC 28226-6411

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5403 GORHAM DR, CHARLOTTE, NC 28226-6411
Document Number0000035097
Book / Page031648 / 000440
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedMar 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5403 GORHAM DR CHARLOTTE NC 282266411, CHARLOTTE, NC 28226-6411

Mortgage

Document Number0000035097
DateMar 20, 2017
Book Page031648/000440
Instrument35097
Lender
NameCAPITAL ONE NA
TypeFunding / Finance Company
AddressMCLEAN, VA 22102-3491
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 19, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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