5427 Ark Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5427 Ark Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1969
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2020)
Tax Bill	$3,108 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40805`

Property Details

APN / Parcel Number

Primary APN	`40805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5427 ARK RD
City	GLOUCESTER
State	VA
Zip	23061-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	ALLMONDS, PARCEL 2A YORK RIVER
Legal Subdivision	PLAT: PB24 203
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2007
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5427 ARK RD, GLOUCESTER, VA 23061-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMTRUST MORTGAGE CORPORATION
Mar 2, 2020	Warranty Deed, Transfer · VA Mortgage BENCHMARK MORTGAGE COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	2020948
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5427 ARK RD, GLOUCESTER, VA 23061-3331
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	MADISON SETTLEMENT SERVICES, MADISON STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250004772
Date	Nov 17, 2025
Instrument	250004772

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5427 ARK RD, GLOUCESTER, VA 23061-3331
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003153
Date	Apr 30, 2021
Instrument	210003153

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 2, 2020
Property Address	5427 ARK RD, GLOUCESTER, VA 23061-3331
Document Number	200000948
Instrument Date	Feb 27, 2020
Instrument	200000948
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	SIGNATURE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5427 ARK RD, GLOUCESTER, VA 23061-3331

Mortgage

Document Number	200000949
Date	Mar 2, 2020
Instrument	200000949

Lender

Name	BENCHMARK MORTGAGE COMPANIES

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,108.00 (+3,989.47%)	$533,030 (+18.97%) Land $283,820 Building $249,210	$533,030 (+18.97%) Land $283,820 Building $249,210
2025	$76.00 (-24.75%)	$448,040 (+0.32%) Land $220,900 Building $227,140	$448,040 (+0.32%) Land $220,900 Building $227,140
2024	$101.00 (-96.12%)	$446,630 (-) Land $220,900 Building $225,730	$446,630 (-) Land $220,900 Building $225,730
2023	$2,603.00	$446,630 Land $220,900 Building $225,730	$446,630 Land $220,900 Building $225,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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