5409 Ark Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5409 Ark Rd, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,952 sqft · built 1945
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$244,900 (Sep 2006)
Tax Bill$1,624 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34072

Property Details

APN / Parcel Number

Primary APN34072

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,952 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area308 sqft
PorchEnclosed Porch
Deck Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address5409 ARK RD
CityGLOUCESTER
StateVA
Zip23061-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALLMONDS LOT 2
Legal SubdivisionPLAT: PB4 22A
Legal Lot Number2
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group2
Census Block2007
Census Tract100102

Owner

Source: Gloucester County records · APN 34072

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5409 ARK RD, GLOUCESTER, VA 23061-3331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
May 16, 2019Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
May 16, 2019Intrafamily Transfer, Transfer · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2006 · Amount on Record
Deed SaleSep 14, 2006 · Amount on Record
Prior SaleSep 14, 2006 · Amount on Record
Deed Document Number060008024
Last Transfer DateMay 16, 2019
Transfer Doc190002026
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address5409 ARK RD, GLOUCESTER, VA 23061-3331
Transaction TypeMortgage
Record UpdatedDec 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230004150
DateOct 31, 2023
Instrument230004150
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term324 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address5409 ARK RD, GLOUCESTER, VA 23061-3331
Transaction TypeMortgage
Record UpdatedNov 28, 2023
Title CompanyVISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0190002027
DateMay 16, 2019
Instrument190002027
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address5409 ARK RD, GLOUCESTER, VA 23061-3331
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200005981
DateOct 26, 2020
Instrument200005981
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGLOUCESTER VA
Recording DateMay 16, 2019
Property Address5409 ARK RD, GLOUCESTER, VA 23061-3331
Document Number190002026
Instrument DateApr 18, 2019
Instrument190002026
Transaction TypeTransfer
Record UpdatedOct 05, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 ARK RD, GLOUCESTER, VA 23061-3331

Mortgage

Document Number190002027
DateMay 16, 2019
Instrument190002027
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,624.00 (+5.32%)$264,550 (-) Land $58,080 Building $206,470$264,550 (-) Land $58,080 Building $206,470
2024$1,542.00$264,550 (-) Land $58,080 Building $206,470$264,550 (-) Land $58,080 Building $206,470
2023$1,542.00 (+8.21%)$264,550 (+34.51%) Land $58,080 Building $206,470$264,550 (+34.51%) Land $58,080 Building $206,470
2022$1,425.00$196,670 Land $33,750 Building $162,920$196,670 Land $33,750 Building $162,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731001022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
20 of 30 on primary residences
Nearby Flood Claims3 (1999–2009)
Most Recent ClaimNov 2009, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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