5426 Torrey Rd, Flint, MI 48507 Property Records

Genesee County property record for 5426 Torrey Rd, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,202 sqft · built 1968
Lot Size	1.29 acres (56,584 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Jun 2025)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-03-576-009`

Property Details

APN / Parcel Number

Primary APN	`15-03-576-009`

Interior

Full Baths	2 Baths
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Lot Area	56,584 sqft (1.29 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5426 TORREY RD
City	FLINT
State	MI
Zip	48507-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 9 ROCKCREEK FARMS & A PARCEL OF LAND BEG 1173.08 FT N & 250 FT W OF SE COR OF SEC TH W 366 FT TH N 100 FT TH E 366 FT TH
Legal Range	06E
Legal Township	06N
Legal Section	03
Legal Subdivision	ROCKCREEK FARMS
Legal Lot Number	9
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1005
Census Tract	12904

Owner

5426 Torrey Rd is owned and occupied by an individual who bought it in June 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5426 TORREY RD, FLINT, MI 48507-3812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 7, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP
Dec 20, 2019	Loan Modification, Mortgage · FHA Mortgage M&T BK
Dec 5, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Jan 12, 2009 · Amount on File
Deed Document Number	2025231
Prior Transfer Date	May 16, 2023
Prior Transfer Doc	0000035434
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 9, 2025
Property Address	5426 TORREY RD, FLINT, MI 48507-3812
Document Number	0000000231
Map Reference	LB 43 PG 11
Instrument Date	Jun 6, 2025
Instrument	202506090000231
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,668.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5426 TORREY RD, FLINT, MI 48507-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 TORREY RD, FLINT, MI 48507-3812

Mortgage

Document Number	0000000195
Date	Jun 9, 2025
Instrument	202506090000195

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0000000196
Date	Jun 9, 2025
Instrument	202506090000196

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 7, 2023
Property Address	5426 TORREY RD, FLINT, MI 48507-3812
Document Number	0000035434
Map Reference	LB 43 PG 11
Instrument Date	May 16, 2023
Instrument	202306070035434
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5426 TORREY RD, FLINT, MI 48507-3812

Mortgage

Document Number	0000035435
Date	Jun 7, 2023
Instrument	202306070035435

Lender

Name	HALL FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	5426 TORREY RD, FLINT, MI 48507-3812
Document Number	0000003541
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 TORREY RD FLINT MI 485073812, FLINT, MI 48507-3812

Mortgage

Document Number	0000003541
Date	Jan 21, 2020
Instrument	3541

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5426 TORREY RD, FLINT, MI 48507-3812
Document Number	0000003542
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 TORREY RD FLINT MI 485073812, FLINT, MI 48507-3812

Mortgage

Document Number	0000003542
Date	Jan 21, 2020
Instrument	3542

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5426 Torrey Rd was $2,604 with a homeowner's exemption, up 2.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,000 (+4.55%)	$216,000 (+4.55%)
2025	$2,604.00 (+2.36%) Homeowner's exemption	$103,300	$206,600
2024	$2,544.00
2023		$89,500	$179,000
2016	$1,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5426 Torrey Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5426 Torrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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