5416 Torrey Rd, Flint, MI 48507 Property Records

Genesee County property record for 5416 Torrey Rd, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,454 sqft · built 1966
Lot Size	1.56 acres (67,954 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2024)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-03-576-008`

Property Details

APN / Parcel Number

Primary APN	`15-03-576-008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,454 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5416 TORREY RD
City	FLINT
State	MI
Zip	48507-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 8 ROCKCREEK FARMS & A PARCEL OF LAND BEG 1273.08 FT N & 250 FT W OF SE COR OF SEC TH W 366 FT TH N 120 FT TH E 366 FT TH
Legal Range	06E
Legal Township	06N
Legal Section	03
Legal Subdivision	ROCKCREEK FARMS
Legal Lot Number	8
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1005
Census Tract	12904

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5416 TORREY RD, FLINT, MI 48507-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Jul 29, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2024	Warranty Deed, Transfer · FHA Mortgage RESICENTRAL LLC
Jul 13, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 13, 2017	Quit Claim Deed, Transfer LIGHTHOUSE TITLE
Jul 13, 2017	Quit Claim Deed, Transfer LIGHTHOUSE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	202458578
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	0000049533
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5416 TORREY RD, FLINT, MI 48507-3812
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 TORREY RD, FLINT, MI 48507-3812

Mortgage

Document Number	0000062554
Date	Sep 21, 2022
Instrument	202209210062554

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2037

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5416 TORREY RD, FLINT, MI 48507-3812
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 TORREY RD, FLINT, MI 48507-3812

Mortgage

Document Number	0000003942
Date	Jul 29, 2025
Instrument	202507290003942

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2054

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 20, 2024
Property Address	5416 TORREY RD, FLINT, MI 48507-3812
Document Number	0000058578
Map Reference	LB 43 PG 11&12
Instrument Date	Nov 15, 2024
Instrument	202411200058578
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5416 TORREY RD, FLINT, MI 48507-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 TORREY RD, FLINT, MI 48507-3812

Mortgage

Document Number	0000058579
Date	Nov 20, 2024
Instrument	202411200058579

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 13, 2017
Property Address	5416 TORREY RD, FLINT, MI 48507-3812
Document Number	0000049534
Instrument Date	Jul 7, 2017
Instrument	49534
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	199 CHINKAPIN RILL FENTON MI 484308791, FENTON, MI 48430-8791

Mortgage

Document Number	49535
Date	Jul 13, 2017
Instrument	49535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 13, 2017
Property Address	5416 TORREY RD, FLINT, MI 48507-3812
Document Number	0000049533
Instrument Date	Jun 2, 2017
Instrument	49533
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	LIGHTHOUSE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3106 OSHEA CT FENTON MI 484303453, FENTON, MI 48430-3453

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 13, 2017
Property Address	5416 TORREY RD, FLINT, MI 48507-3812
Document Number	0000049531
Instrument Date	May 18, 2017
Instrument	49531
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	LIGHTHOUSE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5416 TORREY RD FLINT MI 485073812, FLINT, MI 48507-3812

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,400 (+5.14%)	$212,800 (+5.14%)
2025	$3,849.00 (+31.14%) Homeowner's exemption	$101,200 (+17.13%)	$202,400 (+17.13%)
2024	$2,935.00 (+95.93%)
2023		$86,400	$172,800
2016	$1,498.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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