5324 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 5324 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 1984
Lot Size	0.181 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$294,900 (Sep 2021)
Tax Bill	$2,862 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C015803002900290`

Property Details

APN / Parcel Number

Primary APN	`C015803002900290`
Alternative APN	`C-01-35-28-030-0290-0290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	812 sqft
2nd Floor Area	1,512 sqft
Upper Floors Area	1,512 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	99 ft deep x 80 ft wide
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015803002900290
Street Address	5324 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 29 BLK 29
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	29
Legal Lot Number	29
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1036
Census Tract	961301

Owner

Source: Highlands County records, as of January 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5324 LAFAYETTE AVE, SEBRING, FL 33875-5686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	2053998
Deed Book / Page	2851 / 1087
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 16, 2021
Property Address	5324 LAFAYETTE AVE, SEBRING, FL 33875-5686
Document Number	0002053998
Book / Page	2851 / 1087
Map Reference	MB 7 PG 61
Instrument Date	Sep 14, 2021
Instrument	2053998
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5324 LAFAYETTE AVE, 5324, SEBRING, FL 33875-5686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 LAFAYETTE AVE, SEBRING, FL 33875-5686

Mortgage

Document Number	0028511089
Date	Sep 16, 2021
Instrument	2851/1089

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,862.00 (+1.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,130 (+3%)	$271,972 (+16.44%) Land $14,881 Building $257,091
2022	$2,820.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$218,573	$233,565 Land $11,161 Building $222,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20