5425 Summer Place Rd, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5425 Summer Place Rd, Cedar Bluff, AL 35959 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1992
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Tax Bill	$611 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-34-0-000-063.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-34-0-000-063.000`
Alternative APNs	`ALT APN:1008340000063000` `21223`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft

Location & Zoning

Account Number	21223
Street Address	5425 SUMMER PLACE RD
City	CEDAR BLUFF
State	AL
Zip	35959-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, SUMMER'S S/D # 2 PB 6/39
Legal Lot Number	22
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2067
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-08-34-0-000-063.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5425 SUMMER PLACE RD, CEDAR BLUFF, AL 35959-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2008
Deed Sale	Jun 12, 2008
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5425 SUMMER PLACE RD, CEDAR BLUFF, AL 35959-5119
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201299
Date	Feb 02, 2018
Instrument	201299

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 Homeowner's exemption	$14,140 (-) Land $660 Building $13,480	$141,300 (-) Land $6,600 Building $134,700
2024	$611.00 Additional exemption filed	$14,140 (-) Land $660 Building $13,480	$141,300 (-) Land $6,600 Building $134,700
2023	$611.00 Homeowner's exemption	$14,140 (-)	$141,300 (-) Land $6,600 Building $134,700
2022	$611.00 Homeowner's exemption	$14,140 Land $660 Building $13,480	$141,300 Land $6,600 Building $134,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	DSL	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.