5330 Summer Place Rd, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5330 Summer Place Rd, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$440 (2026)
Deeds & Mortgages	Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-34-0-000-075.005`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-34-0-000-075.005`
Alternative APNs	`ALT APN:1008340000075005` `7021`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Utility Building	72 sqft

Location & Zoning

Account Number	7021
Street Address	5330 SUMMER PLACE RD
City	CEDAR BLUFF
State	AL
Zip	35959-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5, SUMMERS ESTATE SD PB 8 PG 42
Legal Range	10E
Legal Township	09S
Legal Section	34
Legal Subdivision	SUMMERS ESTATE
Legal Tract	5
Legal Lot Number	TR-5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2060
Census Tract	955701

Owner

5330 Summer Place Rd is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5330 SUMMER PLACE RD, CEDAR BLUFF, AL 35959-5004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5330 SUMMER PLACE RD, CEDAR BLUFF, AL 35959-5004
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5330 SUMMER PLACE RD, CEDAR BLUFF, AL 35959-5004

Mortgage

Document Number	0000234909
Date	Jul 30, 2024
Instrument	234909

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 5330 Summer Place Rd was $440 with a homeowner's exemption, up 7.8% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$440.00 (+7.84%)
2025	$408.00 Homeowner's exemption	$860 (-) Land $660 Building $200	$98,200 (-) Land $6,600 Building $91,600
2024	$408.00 Additional exemption filed	$860 (-91.24%) Land $660 Building $200	$98,200 (-) Land $6,600 Building $91,600
2023	$408.00 Homeowner's exemption	$9,820 (+1,041.86%)	$98,200 (-) Land $6,600 Building $91,600
2022	$408.00 Homeowner's exemption	$860 Land $660 Building $200	$98,200 Land $6,600 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5330 Summer Place Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5330 Summer Place Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Place Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures