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5425 Rambling Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5425 Rambling Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,430 sqft · built 2000
Lot Size17 acres (740,520 sqft)
OwnerIndividual Name on File
Last Sale$670,000 (Feb 2024)
Tax Bill$6,106 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN212531426000010110

Property Details

APN / Parcel Number

Primary APN212531426000010110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,430 sqft Heated Area
Gross Area3,366 sqft
1st Floor Area1,050 sqft
Upper Floors Area802 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area740,520 sqft (17 acres)
Garage TypeFinished
Garage Area1,064 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Deck Area176 sqft
Patio Area240 sqft
FenceFence
Pole Barn288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5425 RAMBLING RD
CitySAINT CLOUD
StateFL
Zip34771-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE PB 1 PG 73-74 COM AT SE COR OF LOT 12, W 481.27 FT TO POB; CON'T W 152.63 FT, N 89 DEG W 154.73 FT, N 99.80 FT, N
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block1
Legal Lot Number12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 212531426000010110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5425 RAMBLING RD, SAINT CLOUD, FL 34771-9524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 17, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME1ST LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleSep 17, 2021 · Amount on Record
Deed Document Number0006549145
Deed Book / Page6549 / 145
Record UpdatedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 13, 2024
Property Address5425 RAMBLING RD, SAINT CLOUD, FL 34771-9524
Document Number0065490145
Book / Page6549 / 145
Map ReferenceMB 1 PG 73&74
Instrument DateFeb 13, 2024
Instrument2024019009
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1762 NESTLEWOOD TRL, ORLANDO, FL 32837-8009

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 RAMBLING RD, SAINT CLOUD, FL 34771-9524

Mortgage

Document Number0006549147
DateFeb 13, 2024
Instrument6549/147
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2021
Property Address5425 RAMBLING RD, SAINT CLOUD, FL 34771-9524
Document Number0060460670
Book / Page6046 / 670
Map ReferenceMB 1 PG 73&74
Instrument DateAug 18, 2021
Instrument2021144804
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyARTESIAN TITLE, ARTESIAN TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1544, CLINTON, TN 37717-1544

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 BRIGHTVIEW DR, LAKE MARY, FL 32746-2311

Mortgage

Document Number0006046672
DateSep 17, 2021
Instrument6046/672
Lender
NameHOME1ST LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,106.00 (+23.23%)$389,300 (+11.07%) Land $80,800 Building $308,500$389,300 (+1.67%) Land $80,800 Building $308,500
2023$4,955.00 (+3.86%) Homeowner's exemption$350,509 (+3%)$382,900 (+12.52%) Land $80,800 Building $302,100
2022$4,771.00 Homeowner's exemption$340,300 Land $80,800 Building $259,500$340,300 Land $80,800 Building $259,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire LikelihoodAbout 1 in 303 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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