Osceola County property record for 5389 Rambling Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,081 sqft · built 2004 |
| Lot Size | 2.13 acres (92,826 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,575 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-25-31-4260-0001-0303 |
| Primary APN | 21-25-31-4260-0001-0303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,081 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 1,318 sqft |
| Upper Floors Area | 763 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 92,826 sqft (2.13 acres) |
| Porch | Florida Room |
|---|---|
| Porch Area | 472 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5389 RAMBLING RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PGS 73-74 BEG 27 FT E & 565.15 FT S OF NW COR LOT 23 IN NW 1/4 S 50.19 FT E 455 FT N 300.26 FT W 291.5 FT S 250 FT W 175 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 303 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 21-25-31-4260-0001-0303
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5389 RAMBLING RD, SAINT CLOUD, FL 34771-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 20, 2015 |
| Transfer Doc | 0047382036 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (+6.14%) Homeowner's exemption | $175,332 (+5.99%) | $370,300 (+4.57%) Land $102,300 Building $268,000 |
| 2024 | $2,426.00 (+2.32%) | ||
| 2023 | $2,371.00 (+4.91%) Homeowner's exemption | $165,429 (+3%) | $354,100 (+11.7%) Land $92,100 Building $262,000 |
| 2022 | $2,260.00 Homeowner's exemption | $160,611 | $317,000 Land $92,100 Building $224,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 175 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
May also be available at this address: Spectrum, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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