Rutherford County property record for 5423 Windrow Rd, Rockvale, TN 37153
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 1,865 sqft · built 1993 |
| Lot Size | 0.456 acres (19,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,900 (Mar 2005) |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115J-A-050.00-000 |
| Primary APN | 115J-A-050.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,721 sqft |
| Upper Floors Area | 144 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 19,867 sqft (0.456 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0073375 |
|---|---|
| Street Address | 5423 WINDROW RD |
| City | ROCKVALE |
| State | TN |
| Zip | 37153-4033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 NEW SALEM SEC 1 RESUB PB 11 PG 373 RESUB FOR LOTS 1-6, 8, 34, 35, & 53 |
| Legal Subdivision | NEW SALEM SEC 1 RESUB 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40809 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5423 WINDROW RD, ROCKVALE, TN 37153-4033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Mar 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2005 · Amount on Record |
| Deed Sale | Mar 4, 2005 · Amount on Record |
| Deed Book / Page | 479 / 1544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5423 WINDROW RD, ROCKVALE, TN 37153-4033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5423 WINDROW RD, ROCKVALE, TN 37153-4033 |
| Document Number | 0024232433 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 2423/2433 |
| Instrument | 2538050 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 19, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5423 WINDROW RD, ROCKVALE, TN 37153-4033 |
| Document Number | RB19063326 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5423 WINDROW RD ROCKVALE TN 371534033, ROCKVALE, TN 37153-4033 |
| Document Number | RB19063326 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 001906/003326 |
| Instrument | 2276666 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 25, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5423 WINDROW RD, ROCKVALE, TN 37153-4033 |
| Document Number | RB17553956 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5423 WINDROW RD ROCKVALE TN 371534033, ROCKVALE, TN 37153-4033 |
| Document Number | RB17553956 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 001755/003956 |
| Instrument | 2195884 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,425 (+22.04%) Land $27,500 Building $75,925 | $413,700 (+22.04%) Land $110,000 Building $303,700 | |
| 2025 | $1,590.00 | $84,750 (-) Land $13,750 Building $71,000 | |
| 2023 | $1,590.00 | $84,750 Land $13,750 Building $71,000 | $339,000 (-) Land $55,000 Building $284,000 |
| 2022 | $339,000 Land $55,000 Building $284,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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