5405 Windrow Rd, Rockvale, TN 37153 Property Records

Rutherford County property record for 5405 Windrow Rd, Rockvale, TN 37153

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,161 sqft · built 1991
Lot Size	1.01 acres (44,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,800 (Sep 2012)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115J-A-049.00-000`

Property Details

APN / Parcel Number

Primary APN	`115J-A-049.00-000`
Alternative APNs	`115J A 04900` `R0073374`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,161 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	841 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	44,009 sqft (1.01 acres)
Lot Dimensions	200 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	428 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	297 sqft
Deck Area	Deck Area
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0073374
Street Address	5405 WINDROW RD
City	ROCKVALE
State	TN
Zip	37153-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 NEW SALEM SEC 1 RESUB PB 11 PG 372 22O X 200.01
Legal Subdivision	NEW SALEM SEC 1 RESUB 1
Legal Lot Number	4
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	1
Census Block	1010
Census Tract	40809

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5405 WINDROW RD, ROCKVALE, TN 37153-4033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2012 · Amount on Record
Deed Sale	Sep 4, 2012 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Book / Page	1156 / 2801
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5405 WINDROW RD, ROCKVALE, TN 37153-4033
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20443257
Date	Mar 2, 2021
Book Page	2044/3257
Instrument	2343660

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,825 (+20.7%) Land $27,500 Building $84,325	$447,300 (+20.7%) Land $110,000 Building $337,300
2025	$1,738.00	$92,650 (-) Land $13,750 Building $78,900
2023	$1,738.00	$92,650 Land $13,750 Building $78,900	$370,600 (-) Land $55,000 Building $315,600
2022			$370,600 Land $55,000 Building $315,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20