Hamilton County property record for 5423 Ward St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1923 |
| Lot Size | 0.112 acres (4,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,750 (Jun 2025) |
| Tax Bill | $5,111 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0002-0027-00 |
| Primary APN | 034-0002-0027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 576 sqft |
| Attic | Attic |
| Attic Area | 346 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 242 sqft |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,922 sqft (0.112 acres) |
| Lot Dimensions | 140 ft deep x 175 ft wide |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5423 WARD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5423 WARD ST 35 X 140 LOT 24 NORTH SIDE PL SUB |
| Legal Subdivision | NORTH SIDE PLACE SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 24200 |
Source: Hamilton County records · APN 034-0002-0027-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5423 WARD ST, CINCINNATI, OH 45227-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jan 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Document Number | 0000046651 |
| Deed Book / Page | 15442 / 1346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 5423 WARD ST, CINCINNATI, OH 45227-1835 |
| Document Number | 0000068824 |
| Book / Page | 14707 / 1287 |
| Map Reference | MB 19 PG 48 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022-0068824 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5423 WARD ST, CINCINNATI, OH 45227-1835 |
| Document Number | 0000068825 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 14707/1290 |
| Instrument | 2022-0068825 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5423 WARD ST, CINCINNATI, OH 45227-1835 |
| Document Number | 0000002063 |
| Instrument Date | Jan 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5423 WARD ST CINCINNATI OH 452271835, CINCINNATI, OH 45227-1835 |
| Document Number | 0000002063 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 014078/002271 |
| Instrument | 2063 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,111.00 (+3.07%) | $82,250 (+%) Land $11,861 Building $70,389 | |
| 2024 | $4,959.00 (-2.15%) | $82,249 (-) Land $11,861 Building $70,388 | |
| 2023 | $5,068.00 (+163.68%) | $82,249 (+210.22%) Land $11,861 Building $70,388 | $235,000 (+210.23%) Land $33,890 Building $201,110 |
| 2022 | $1,922.00 | $26,513 Land $5,845 Building $20,668 | |
| 2020 | $75,750 Land $16,700 Building $59,050 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | May 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 620 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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