5421 Wayne Rd, White Lake, MI 48383 Property Records

Oakland County property record for 5421 Wayne Rd, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,990 sqft · built 2010
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Dec 2020)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-17-126-008`

Property Details

APN / Parcel Number

Primary APN	`Y-12-17-126-008`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,990 sqft Living Area
1st Floor Area	1,693 sqft
Basement Area	1,011 sqft
Finished Basement	1,222 sqft
Unfinished Basement	1,011 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	64 sqft
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5421 WAYNE RD
City	WHITE LAKE
State	MI
Zip	48383-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 17 PART OF NW 1/4 BEG AT PT DIST S 03-00-00 W 35 FT & S 60-19-00 E 52.50 FT FROM SE COR OF LOT 29 OF 'RAYWOOD PARK', TH S 60-19-00 E 52.50 FT, TH N 19-04-01 E 134.31 FT, TH N 77-00-00 W 56 FT, TH S 17-05-34 W 118.79 FT TO BEG 0.16 A 3-2
Legal Range	08E
Legal Township	03N
Legal Section	17
Legal Subdivision	PARK
Legal Lot Number	29
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3006
Census Tract	130200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5421 WAYNE RD, WHITE LAKE, MI 48383-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit LEVEL ONE BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	2020275401
Deed Book / Page	55403 / 442
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5421 WAYNE RD, WHITE LAKE, MI 48383-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106721
Date	Jun 26, 2018
Book Page	51940/00361
Instrument	106721

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5421 WAYNE RD, WHITE LAKE, MI 48383-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 VILLA VIEW LN, HOWELL, MI 48843-8856

Mortgage

Document Number	0000251335
Date	Nov 30, 2020
Book Page	55249/243
Instrument	251335

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 28, 2020
Property Address	5421 WAYNE RD, WHITE LAKE, MI 48383-2148
Document Number	0000219985
Book / Page	055403 / 000442
Instrument Date	Nov 23, 2020
Instrument	219985
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5421 WAYNE RD WHITE LAKE MI 483832148, WHITE LAKE, MI 48383-2148

Mortgage

Document Number	251335
Date	Dec 28, 2020
Book Page	055249/000243
Instrument	251335

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,038.00 (-36.95%) Homeowner's exemption	$248,360 (+20.83%)	$496,720 (+20.83%)
2024	$7,990.00 (+14.06%)
2023		$205,540	$411,080
2021	$7,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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