5343 Wayne Rd, White Lake, MI 48383 Property Records

Oakland County property record for 5343 Wayne Rd, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,596 sqft · built 1989
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Mar 2009)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-17-103-012`

Property Details

APN / Parcel Number

Primary APN	`Y-12-17-103-012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	798 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	127 ft deep x 51 ft wide
Deck Area	182 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5343 WAYNE RD
City	WHITE LAKE
State	MI
Zip	48383-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 17 RAYWOOD PARK LOT 22
Legal Range	08E
Legal Township	03N
Legal Section	17
Legal Subdivision	PARK
Legal Lot Number	22
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3006
Census Tract	130200

Owner

Source: Oakland County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage HALL FINANCIAL GROUP
Oct 19, 2017	Deed of Trust, Mortgage · VA Mortgage HOWARD BANK
May 7, 2019	Deed of Trust, Mortgage · VA Mortgage HALL FINANCIAL GROUP
Apr 25, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2009 · Amount on Record
Deed Sale	Mar 26, 2009 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Document Number	200949932
Deed Book / Page	41012 / 258
Prior Transfer Date	Jan 8, 2008
Prior Transfer Doc	0000017449
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 25, 2026
Property Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Document Number	0000091908
Book / Page	61318 / 171
Instrument Date	Jun 3, 2026
Instrument	202691908
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147

Mortgage

Document Number	0000091908,
Date	Jun 25, 2026
Book Page	61318/171
Instrument	202691908

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147

Mortgage

Document Number	0000015236
Date	Feb 15, 2023
Book Page	58424/261
Instrument	15236

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147

Mortgage

Document Number	0000022450
Date	Jan 27, 2021
Book Page	55582/26
Instrument	22450

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194206
Date	Oct 19, 2017
Book Page	51196/00283
Instrument	194206

Lender

Name	HOWARD BANK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070905
Date	May 7, 2019
Book Page	52803/00665
Instrument	70905

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5343 WAYNE RD, WHITE LAKE, MI 48383-2147
Document Number	0000094308
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5343 WAYNE RD WHITE LAKE MI 483832147, WHITE LAKE, MI 48383-2147

Mortgage

Document Number	0000094308
Date	May 14, 2020
Book Page	054211/000016
Instrument	94308

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00 (-47.06%) Homeowner's exemption	$137,230 (+14.24%)	$274,460 (+14.24%)
2024	$3,893.00 (+14.8%)
2023		$120,120	$240,240
2021	$3,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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