5409 Saddleback Ridge Ct, Bakersfield, CA 93313 Property Records

Kern County property record for 5409 Saddleback Ridge Ct, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,066 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2017)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`532-092-24-00-9`

Property Details

APN / Parcel Number

Primary APN	`532-092-24-00-9`
Alternative APNs	`532-092-24-4` `5320922400` `53209224`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	3,987 sqft
1st Floor Area	1,368 sqft
2nd Floor Area	1,698 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Patio Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	532092244
Street Address	5409 SADDLEBACK RIDGE CT
City	BAKERSFIELD
State	CA
Zip	93313-5285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6170 , BLOCK PH1, LOT PTN
Legal Subdivision	6170 PH 1
Legal Tract	6170
Legal Block	1
Legal Lot Number	A
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1012
Census Tract	3219

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit ALTAONE FCU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 17, 2017	Grant Deed, Transfer STEWART TITLE
Nov 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 27, 2017	Grant Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Sep 3, 2015 · Amount on Record
Deed Document Number	2017157047
Prior Transfer Date	Oct 24, 2017
Prior Transfer Doc	0000157048
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285

Mortgage

Document Number	0000059805
Date	May 23, 2023
Instrument	223059805

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 10, 2063

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042081
Date	Apr 15, 2019
Instrument	219042081

Lender

Name	ALTAONE FCU
Type	Credit Union
Address	RIDGECREST, CA 93555

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285

Mortgage

Document Number	0000084115
Date	May 4, 2021
Instrument	221084115

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 17, 2017
Property Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Document Number	0000157047
Instrument Date	Nov 15, 2017
Instrument	157047
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5409 SADDLEBACK RIDGE CT BAKERSFIELD CA 933135285, BAKERSFIELD, CA 93313-5285

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Nov 17, 2017
Property Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Document Number	0000157048
Instrument Date	Oct 24, 2017
Instrument	157048
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5409 SADDLEBACK RIDGE CT BAKERSFIELD CA 933135285, BAKERSFIELD, CA 93313-5285

Mortgage

Document Number	157049
Date	Nov 17, 2017
Instrument	157049

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 27, 2017
Property Address	5409 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Document Number	0000025203
Instrument Date	Oct 19, 2015
Instrument	25203
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,316 (+2%) Land $69,632 Building $250,684
2025	$4,502.00 (+3.78%)	$314,036 (+4.04%) Land $68,267 Building $245,769
2023	$4,338.00 (+4.1%)	$301,843 Land $65,617 Building $236,226
2022	$4,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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