5420 S Stone Ln, Spokane, WA 99223 Property Records

Spokane County property record for 5420 S Stone Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 2001
Lot Size	0.252 acres (10,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jun 2025)
Tax Bill	$5,864 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34041.4111`

Property Details

APN / Parcel Number

Primary APN	`34041.4111`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	1,044 sqft
2nd Floor Area	1,524 sqft
Upper Floors Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,974 sqft (0.252 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	245 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5420 S STONE LN
City	SPOKANE
State	WA
Zip	99223-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BROOKFIELD P.U.D. LT 11 BLK 2
Legal Range	43E
Legal Township	24N
Legal Section	04
Legal Subdivision	BROOKFIELD
Legal Block	2
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4017
Census Tract	4900

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5420 S STONE LN, SPOKANE, WA 99223-9119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	20257424648
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5420 S STONE LN, SPOKANE, WA 99223-9119
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007207253
Date	May 16, 2022
Instrument	7207253

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5420 S STONE LN, SPOKANE, WA 99223-9119
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 S STONE LN, SPOKANE, WA 99223-9119

Mortgage

Document Number	0007302674
Date	Aug 17, 2023
Instrument	7302674

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 15, 2022
Property Address	5420 S STONE LN, SPOKANE, WA 99223-9119
Document Number	0007231980
Map Reference	VOLL 22 PG 31&31
Instrument Date	Aug 5, 2022
Instrument	7231980
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,363.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 S STONE LN, SPOKANE, WA 99223-9119

Mortgage

Document Number	0007231981
Date	Aug 15, 2022
Instrument	7231981

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,864.00 (-13.28%)	$548,500 (-1.72%) Land $150,000 Building $398,500	$548,500 (-1.72%) Land $150,000 Building $398,500
2025	$6,762.00 (+17.72%)	$558,100 (-1.73%) Land $140,000 Building $418,100	$558,100 (-1.73%) Land $140,000 Building $418,100
2024		$567,900 (+38.38%) Land $90,000 Building $477,900	$567,900 (+38.38%) Land $90,000 Building $477,900
2023	$5,744.00 (+12.98%)	$410,400 Land $75,000 Building $335,400	$410,400 Land $75,000 Building $335,400
2022	$5,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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