5227 S Stone Ln, Spokane, WA 99223 Property Records

Spokane County property record for 5227 S Stone Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1999
Lot Size	0.207 acres (9,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Oct 2008)
Tax Bill	$3,856 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34041.4608`

Property Details

APN / Parcel Number

Primary APN	`34041.4608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,036 sqft
Basement Area	708 sqft
Finished Basement	600 sqft
Unfinished Basement	108 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,019 sqft (0.207 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	172 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Canopy	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5227 S STONE LN
City	SPOKANE
State	WA
Zip	99223-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	REDHAWK PUD LT 8 BLK 2
Legal Range	43E
Legal Township	24N
Legal Section	04
Legal Subdivision	REDHAWK PUD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2015
Census Tract	4900

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5227 S STONE LN, SPOKANE, WA 99223-6524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2008 · Amount on Record
Deed Sale	Oct 10, 2008 · Amount on Record
Prior Sale	Nov 3, 2005 · Amount on Record
Deed Document Number	20085724547
Prior Transfer Date	Oct 7, 2008
Prior Transfer Doc	0005724548
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 29, 2018
Property Address	5227 S STONE LN, SPOKANE, WA 99223-6524
Document Number	0006721127
Map Reference	VOL25 G52&53
Instrument Date	Jun 23, 2018
Instrument	6721127
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 S STONE LN, SPOKANE, WA 99223-6524

Mortgage

Document Number	0006721128
Date	Jun 29, 2018
Instrument	6721128

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,856.00 (+4.08%)	$387,300 (+4.99%) Land $120,000 Building $267,300	$387,300 (+4.99%) Land $120,000 Building $267,300
2025	$3,705.00 (+2.01%)
2024		$368,900 (+29.39%) Land $60,000 Building $308,900	$368,900 (+29.39%) Land $60,000 Building $308,900
2023	$3,632.00 (+7.65%)	$285,100 Land $40,400 Building $244,700	$285,100 Land $40,400 Building $244,700
2022	$3,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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