542 Moss St, Reading, PA 19604 Property Records

Berks County property record for 542 Moss St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1895
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2026)
Tax Bill	$804 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-61-03-2328`

Property Details

APN / Parcel Number

Primary APN	`5317-61-03-2328`
Alternative APNs	`11-5317-61-03-2328` `11509950` `509950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11509950
Street Address	542 MOSS ST
City	READING
State	PA
Zip	19604-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	03
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	4
Census Block	4004
Census Tract	1400

Owner

542 Moss St is owned and occupied by an individual who bought it in January 2026.

Source: Berks County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	542 MOSS ST, READING, PA 19604-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATER
Jan 23, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Sep 2, 2025 · Amount on File
Deed Document Number	20262396
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	0000019356
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	542 MOSS ST, READING, PA 19604-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002398
Date	Jan 23, 2026
Instrument	2026002398

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 23, 2026
Property Address	542 MOSS ST, READING, PA 19604-2709
Document Number	0000002396
Instrument Date	Jan 23, 2026
Instrument	2026002396
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 MOSS ST, READING, PA 19604-2709

Mortgage

Document Number	0000002397
Date	Jan 23, 2026
Instrument	2026002397

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 542 Moss St was $804, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00 (+4.01%)	$28,500 (-) Land $8,000 Building $20,500	$8,000 Land $8,000
2025	$773.00 (+2.52%)	$28,500 (-) Land $8,000 Building $20,500
2024	$754.00	$28,500 Land $8,000 Building $20,500
1994			$28,500 Land $8,000 Building $20,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 542 Moss St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Moss St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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