541 Moss St, Reading, PA 19604 Property Records

Berks County property record for 541 Moss St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1895
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jul 2026)
Tax Bill	$685 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5317-61-03-3365`

Property Details

APN / Parcel Number

Primary APN	`5317-61-03-3365`
Alternative APNs	`11-5317-61-03-3365` `11509900` `509900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11509900
Street Address	541 MOSS ST
City	READING
State	PA
Zip	19604-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	03
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	4
Census Block	4003
Census Tract	1400

Owner

541 Moss St is owned by an individual who bought it in July 2026.

Source: Berks County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	52 ENDOR AVE, STATEN ISLAND, NY 10301-4610
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP L
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit FLEETWOOD BANK
May 17, 2022	Deed of Trust, Mortgage · Construction Mortgage DIAMOND CU
Nov 3, 2021	Deed, Transfer · Stand-Alone First Mortgage SILVER STAR ESTATES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	202624069
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 23, 2026
Property Address	541 MOSS ST, READING, PA 19604-2708
Document Number	0000024069
Instrument Date	Jun 16, 2026
Instrument	202624069
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP L

Transaction

Amount	Amount on Record
Tax	$129,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	52 ENDOR AVE, STATEN ISLAND, NY 10301-4610

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	541 MOSS ST, READING, PA 19604-2708
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025795
Date	Jun 28, 2022
Instrument	2022025795

Lender

Name	FLEETWOOD BANK
Type	Bank
Address	FLEETWOOD, PA 19522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	541 MOSS ST, READING, PA 19604-2708
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020249
Date	May 17, 2022
Instrument	2022020249

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 3, 2021
Property Address	541 MOSS ST, READING, PA 19604-2708
Document Number	0000054802
Instrument Date	Sep 28, 2021
Instrument	2021054802
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 FRANKLIN ST, 534, WEST READING, PA 19611-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 QSHFORD ST, BROOKLYN, NY 11207

Mortgage

Document Number	0000054803
Date	Nov 3, 2021
Instrument	2021054803

Lender

Name	SILVER STAR ESTATES LTD
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 541 Moss St was $685, up 3.9% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$685.00 (+3.95%)	$24,300 (-) Land $7,200 Building $17,100	$7,200 (-) Land $7,200
2025	$659.00 (+2.49%)	$24,300 (-) Land $7,200 Building $17,100	$7,200 Land $7,200
2024	$643.00	$24,300 Land $7,200 Building $17,100
1994			$24,300 Land $7,200 Building $17,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 541 Moss St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Moss St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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