542 Jim Smith Rd, Pine Knot, KY 42635 Property Records

McCreary County property record for 542 Jim Smith Rd, Pine Knot, KY 42635

Property Summary

Property Type	Mobile Home
Details	built 2007
Lot Size	3.57 acres (155,945 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156-00-00-016.02`

Property Details

APN / Parcel Number

Primary APN	`156-00-00-016.02`
Alternative APN	`18998`

Exterior

Year Built	Built 2007
Lot Area	155,945 sqft (3.57 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	542 JIM SMITH RD
City	PINE KNOT
State	KY
Zip	42635-9156
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TRACT & 2007 MH
Jurisdiction	MCCREARY KY
Township / Civil Division	PINE KNOT
Census Block Group	2
Census Block	2014
Census Tract	960401

Owner

542 Jim Smith Rd, a mobile home, is owned and occupied by two individuals.

Source: McCreary County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	542 JIM SMITH RD, PINE KNOT, KY 42635-9156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000131241
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	542 JIM SMITH RD, PINE KNOT, KY 42635-9156
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M224/82
Date	Mar 6, 2020
Book Page	M224/82
Instrument	130275

Lender

Name	UNITED CUMBERLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$40,000	$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Jim Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Jim Smith Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 88% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000