McCreary County property record for 231 Jim Smith Rd, Pine Knot, KY 42635
| Property Type | Vacant Land |
|---|---|
| Lot Size | 10.3 acres (452,588 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Apr 2023) |
| Tax Bill | $120 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-00-00-011.00 |
| Primary APN | 156-00-00-011.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 452,588 sqft (10.3 acres) |
|---|
| Street Address | SMITH RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 3 TRACTS |
| Legal Tract | 3 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960401 |
231 Jim Smith Rd, vacant land, is owned by an individual who bought it in April 2023.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 404, PINE KNOT, KY 42635-0404 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Apr 3, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 143364 |
| Deed Book / Page | D233 / 520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 231 JIM SMITH RD, PINE KNOT, KY 42635-9156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M241/678 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | M241/678 |
| Instrument | 140982 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 28, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Apr 3, 2023 |
| Property Address | SMITH RD, PINE KNOT, KY 42635 |
| Document Number | 00D233/520 |
| Book / Page | D233 / 520 |
| Map Reference | DB 33 PG 197 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 143364 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $128.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 831, PINE KNOT, KY 42635-0831 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 404, PINE KNOT, KY 42635-0404 |
The 2025 property tax bill for 231 Jim Smith Rd was $120.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120.00 | $15,000 (-) | $128,000 (-) |
| 2024 | $120.00 (-1.64%) | $15,000 (-) | $128,000 (+753.33%) |
| 2023 | $122.00 | $15,000 | $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 231 Jim Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 231 Jim Smith Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 90% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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