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541 High Rock St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 541 High Rock St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 720 sqft · built 1941
Lot Size0.292 acres (12,720 sqft)
Owner2 Individual Names on File
Last Sale$511,000 (Jun 2007)
Tax Bill$10,337 (2025)
Deeds & MortgagesNov 2023 Refinance
Dec 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:1410004700000

Property Details

APN / Parcel Number

Primary APNM:1410004700000
Alternative APN
  • NEED M:141.0 B:0047 L:0000.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area720 sqft Living Area
Gross Area1,260 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement395 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,720 sqft (0.292 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address541 HIGH ROCK ST
CityNEEDHAM
StateMA
Zip02492-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block47
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group3
Census Block3002
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:1410004700000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address541 HIGH ROCK ST, NEEDHAM, MA 02492-1620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
DIRECT CU
Dec 03, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CALIBER HOME LOANS INC
May 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2007 · Amount on Record
Deed SaleJun 29, 2007 · Amount on Record
Prior SaleJun 21, 1991 · Amount on Record
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address541 HIGH ROCK ST, NEEDHAM, MA 02492-1620
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041528-142
DateNov 27, 2023
Book Page41528/142
Instrument77943
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2043

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address541 HIGH ROCK ST, NEEDHAM, MA 02492-1620
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040127-395
DateDec 03, 2021
Book Page40127/395
Instrument152080
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address541 HIGH ROCK ST, NEEDHAM, MA 02492-1620
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36818-551
DateMay 23, 2019
Book Page36818/551
Instrument39550
Lender
NameSAVINGS BANK TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,337.00 (+14.77%)$975,200 (+41.19%) Land $803,400 Building $171,800$983,535 (+2.09%)
2024$963,395
2023$9,007.00$690,700 Land $508,900 Building $181,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214034003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1982–2002)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2002, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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