542 Ginn St, Townsend, DE 19734 Property Records

New Castle County property record for 542 Ginn St, Townsend, DE 19734

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,709 sqft · built 2016
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (May 2023)
Tax Bill$3,289 (2025)
Deeds & MortgagesMay 2023 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-008.00-065

Property Details

APN / Parcel Number

Primary APN25-008.00-065

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,709 sqft Living Area
1st Floor Area1,493 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address542 GINN ST
CityTOWNSEND
StateDE
Zip19734-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code25R1A
Legal SubdivisionTOWNSEND VILLAGE II
Legal Lot Number199
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group3
Census Block3001
Census Tract16806

Owner

Source: New Castle County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address813 S GWYNN CT, BEAR, DE 19701-3016
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed, Transfer · VA Mortgage
NFM INC
Aug 3, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 3, 2018Loan Modification, Mortgage · FHA Mortgage
PACIFIC UNION FIN'L
Jan 25, 2017Loan Modification, Mortgage
WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleMay 26, 2016 · Amount on Record
Deed Document Number202330678
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateMay 12, 2023
Property Address542 GINN ST, TOWNSEND, DE 19734-3033
Document Number0000030678
Map ReferenceMF 20061012-0096477
Instrument DateApr 27, 2023
Instrument20230512-0030678
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address542 GINN ST, TOWNSEND, DE 19734-3033

Mortgage

Document Number0000030681
DateMay 12, 2023
Instrument20230512-0030681
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address542 GINN ST, TOWNSEND, DE 19734-3033
Document Number0000043606
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 GINN ST TOWNSEND DE 197343033, TOWNSEND, DE 19734-3033

Mortgage

Document Number0000043606
DateAug 28, 2018
Instrument43606
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address542 GINN ST, TOWNSEND, DE 19734-3033
Document Number0000043565
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 GINN ST TOWNSEND DE 197343033, TOWNSEND, DE 19734-3033

Mortgage

Document Number0000043565
DateAug 28, 2018
Instrument43565
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressFARMERS BRANCH, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048
Interest
Rate4.87%

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Recording DateJan 25, 2017
Property Address542 GINN ST, TOWNSEND, DE 19734-3033
Instrument DateJan 25, 2017
Instrument4542
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address541 GINN ST TOWNSEND DE 197343031, TOWNSEND, DE 19734-3031

Mortgage

Document Number0000004542
DateJan 25, 2017
Instrument4542
Lender
NameWILMINGTON SVG FUND SOCIETYFSB
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityTownsend Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,289.00 (+6.86%)$485,500 (+388.92%) Land $107,300 Building $378,200
2024$442,170
2023$3,078.00$99,300 Land $11,700 Building $87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Ginn St

Nearby Streets

Search Property Records by Address or Parcel Number