541 Ginn St, Townsend, DE 19734 Property Records

New Castle County property record for 541 Ginn St, Townsend, DE 19734

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,709 sqft · built 2016
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$1,000 (Mar 2005)
Tax Bill$3,349 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-008.00-058

Property Details

APN / Parcel Number

Primary APN25-008.00-058

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,709 sqft Living Area
1st Floor Area1,493 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address541 GINN ST
CityTOWNSEND
StateDE
Zip19734-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code25R1A
Legal SubdivisionTOWNSEND VILLAGE II
Legal Lot Number48
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group3
Census Block3017
Census Tract16806

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address541 GINN ST, TOWNSEND, DE 19734-3031
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Loan Modification, Mortgage · FHA Mortgage
US BK
Jun 10, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 25, 2017Loan Modification, Mortgage
WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2005 · Amount on Record
Deed SaleMar 29, 2005 · Amount on Record
Deed Document Number200528894
Record UpdatedJun 8, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address541 GINN ST, TOWNSEND, DE 19734-3031
Document Number0000050536
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 GINN ST TOWNSEND DE 197343031, TOWNSEND, DE 19734-3031

Mortgage

Document Number0000050536
DateJun 22, 2020
Instrument50536
Lender
NameUS BK
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050
Interest
Rate3.87%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address541 GINN ST, TOWNSEND, DE 19734-3031
Document Number0000050150
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 GINN ST TOWNSEND DE 197343031, TOWNSEND, DE 19734-3031

Mortgage

Document Number0000050150
DateJun 22, 2020
Instrument50150
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address541 GINN ST, TOWNSEND, DE 19734-3031
Document Number0000004542
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address541 GINN ST TOWNSEND DE 197343031, TOWNSEND, DE 19734-3031

Mortgage

Document Number0000004542
DateJan 25, 2017
Instrument4542
Lender
NameWILMINGTON SVG FUND SOCIETYFSB
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityTownsend Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,349.00 (+24.54%)$494,400 (+390.48%) Land $107,300 Building $387,100
2024$426,690
2023$2,689.00$100,800 Land $11,800 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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