St. Charles County property record for 542 Fox Pointe Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,545 sqft · built 1986 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (May 2019) |
| Tax Bill | $4,539 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 545940A085 |
| Primary APN | 545940A085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,545 sqft Living Area |
| Gross Area | 4,272 sqft |
| 1st Floor Area | 2,545 sqft |
| Basement Area | 1,265 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 741 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 545940A085 |
|---|---|
| Street Address | 542 FOX POINTE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HUNTERS POINTE #3 LOT 44 |
| Legal Subdivision | HUNTERS POINTE #3 |
| Legal Lot Number | 44 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 311322 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 542 FOX POINTE DR, SAINT CHARLES, MO 63304-7152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | May 24, 2011 · Amount on Record |
| Deed Document Number | 2019261850 |
| Deed Book / Page | 7081 / 2451 |
| Prior Transfer Date | May 20, 2011 |
| Prior Transfer Doc | 0055930889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 542 FOX POINTE DR, SAINT CHARLES, MO 63304-7152 |
| Document Number | 0000098093 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 542 FOX POINTE DR ST CHARLES MO 633047152, ST CHARLES, MO 63304-7152 |
| Document Number | 0000098093 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 98093 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104-8000 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 31, 2019 |
| Property Address | 542 FOX POINTE DR, SAINT CHARLES, MO 63304-7152 |
| Document Number | 0070812451 |
| Book / Page | 7081 / 2451 |
| Map Reference | MB 23 PG 16&17 |
| Instrument Date | May 30, 2019 |
| Instrument | 20190531000261850 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 MAGNOLIA TRAILS LN, 711, SAINT PETERS, MO 63376-2620 |
| Name | Verified Name |
|---|---|
| Address | 542 FOX POINTE DR, SAINT CHARLES, MO 63304-7152 |
| Document Number | 20190531000261860 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 20190531000261860 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,579 (-) | $403,046 (-) Land $70,000 Building $333,046 | |
| 2025 | $4,539.00 (+7.53%) | $76,579 (+8.28%) | $403,046 (+8.28%) Land $70,000 Building $333,046 |
| 2024 | $4,221.00 | ||
| 2023 | $70,724 | ||
| 2022 | $372,234 Land $70,000 Building $302,234 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 24 (1982–2022) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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