538 Fox Pointe Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 538 Fox Pointe Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,266 sqft · built 1984
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$222,000 (Aug 2010)
Tax Bill$4,020 (2024)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN545940A086

Property Details

APN / Parcel Number

Primary APN545940A086
Alternative APN
  • 3-0114-5651-00-0045.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,266 sqft Living Area
Gross Area3,938 sqft
1st Floor Area1,142 sqft
Basement Area1,112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area98 sqft
Deck AreaDeck Area
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number545940A086
Street Address538 FOX POINTE DR
CitySAINT CHARLES
StateMO
Zip63304-7152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHUNTERS POINTE #3 LOT 45
Legal SubdivisionHUNTERS POINTE #3
Legal Lot Number45
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2019
Census Tract311322

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 FOX POINTE DR, SAINT CHARLES, MO 63304-7152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 5, 2010 · Amount on Record
Deed SaleAug 5, 2010 · Amount on Record
Prior SaleApr 6, 2007 · Amount on Record
Deed Document Number2010481570
Deed Book / Page5425 / 532
Last Transfer DateJul 22, 2015
Transfer Doc0070832423
Record UpdatedJun 8, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJun 4, 2019
Property Address538 FOX POINTE DR, SAINT CHARLES, MO 63304-7152
Document Number0070832423
Book / Page007083 / 002423
Instrument DateJul 22, 2015
Instrument269980
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address538 FOX POINTE DR ST CHARLES MO 633047152, ST CHARLES, MO 63304-7152

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,970 (+6.88%)$378,791 (+6.88%) Land $70,000 Building $308,791
2024$4,020.00
2023$67,336
2022$354,400 Land $70,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims24 (1982–2022)
Claims Outside the SFHA1 of 24
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 5 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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