542 Cuesta Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 542 Cuesta Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 1967
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$1,207,000 (Mar 2018)
Tax Bill	$17,131 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-261-07`

Property Details

APN / Parcel Number

Primary APN	`044-261-07`
Alternative APN	`044-261-07-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	12,458 sqft (0.286 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Deck Area	693 sqft
Patio Area	693 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	542 CUESTA DR
City	APTOS
State	CA
Zip	95003-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	RIO DEL MAR CC PROPERTIES
Legal Block	109
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	122202

Owner

542 Cuesta Dr is owned by an individual who bought it in March 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15127 SPERRY LN, SARATOGA, CA 95070-6274
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BK/LNG BCH
Oct 1, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 21, 2018	Deed of Trust, Mortgage CONVENTUS LLC
Mar 23, 2018	Grant Deed, Transfer CONVENTUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Deed Document Number	20188647
Prior Transfer Date	Jan 8, 2003
Prior Transfer Doc	0000004697
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	542 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000001875
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15127 SPERRY LN SARATOGA CA 950706274, SARATOGA, CA 95070-6274

Mortgage

Document Number	0000001875
Date	Jan 17, 2020
Instrument	1875

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	SEAL BEACH, CA 90740

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2018
Property Address	542 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000029677
Instrument Date	Sep 6, 2018
Instrument	29677
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15127 SPERRY LN SARATOGA CA 950706274, SARATOGA, CA 95070-6274

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	542 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000008649
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15127 SPERRY LN SARATOGA CA 950706274, SARATOGA, CA 95070-6274

Mortgage

Document Number	0000008649
Date	Mar 23, 2018
Instrument	8649

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94111

Agreement

Amount	Amount on Record
Term	24 Months
Due	Mar 22, 2020

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2018
Property Address	542 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000008647
Instrument Date	Mar 16, 2018
Instrument	8647
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1420 ROCKY RIDGE DR #100 ROSEVILLE CA 956612834, 100, ROSEVILLE, CA 95661-2834

Mortgage

Document Number	8648
Date	Mar 23, 2018
Instrument	8648

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94111

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 542 Cuesta Dr was $17,131.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,400,392 (+2%) Land $980,274 Building $420,118
2025	$17,131.00	$1,372,934 Land $961,053 Building $411,881
2023	$15,616.00 (+2.07%)	$1,319,621 Land $923,734 Building $395,887	$1,322,010
2022	$15,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Cuesta Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Cuesta Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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