540 Cuesta Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 540 Cuesta Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,203 sqft · built 1977
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Mar 2020)
Tax Bill	$17,525 (2025)
Deeds & Mortgages	Mar 2020 Sale Jul 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`044-261-47`

Property Details

APN / Parcel Number

Primary APN	`044-261-47`
Alternative APN	`044-261-47-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
Gross Area	2,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.293 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	601 sqft
Patio Area	601 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 CUESTA DR
City	APTOS
State	CA
Zip	95003-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	RIO DEL MAR CC PROPERTIES
Legal Lot Number	9
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 CUESTA DR, APTOS, CA 95003-5504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 26, 2019	Grant Deed, Transfer · Construction Mortgage DONALD M BRONSTEIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	20209118
Prior Transfer Date	Jun 2, 2014
Prior Transfer Doc	0000018011
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 16, 2020
Property Address	540 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000009118
Instrument Date	Mar 10, 2020
Instrument	9118
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,403.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	540 CUESTA DR APTOS CA 950035504, APTOS, CA 95003-5504

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 26, 2019
Property Address	540 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000021089
Instrument Date	Jul 12, 2019
Instrument	21089
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUTTER CREEK LN MOUNTAIN VIEW CA 940433109, MOUNTAIN VIEW, CA 94043-3109

Mortgage

Document Number	21091
Date	Jul 26, 2019
Instrument	21091

Lender

Name	DONALD M BRONSTEIN
Address	86 PASEO MIRASOL, TIBURON, CA 94920-2078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2020

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,422,287 (+2%) Land $853,372 Building $568,915
2025	$17,525.00 (+10.64%)	$1,394,399 (+4.04%) Land $836,639 Building $557,760
2023	$15,839.00 (+2.06%)	$1,340,253 Land $804,152 Building $536,101	$1,349,460
2022	$15,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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