542 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 542 Bright Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,097 sqft · built 1975
Lot Size	0.407 acres (17,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Mar 2026)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1011-162-09-027.000`

Property Details

APN / Parcel Number

Primary APN	`1011-162-09-027.000`
Alternative APN	`560000196580`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	1,198 sqft
2nd Floor Area	899 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,738 sqft (0.407 acres)
Lot Dimensions	181 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	542 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ACRES 10TH LOT 428
Legal Subdivision	COUNTRY CLUB ACRES
Legal Lot Number	428
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2012
Census Tract	700

Owner

Source: Hancock County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 27, 2009	Deed of Trust, Mortgage RYAN L CROW
May 16, 2011	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK NA
Jul 25, 2007	Sheriff's Deed, Foreclosure THE CIT GROUP-CONSUMER FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	20261675
Deed Book / Page	2627 / 1835
Prior Transfer Date	Aug 27, 2024
Prior Transfer Doc	02616/3204
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	MID AMERICA TITLE AGENCY INC, MID AMERICAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002591/479
Date	Jan 19, 2022
Book Page	2591/479
Instrument	202200000581

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 BRIGHT RD, FINDLAY, OH 45840-6939

Mortgage

Document Number	02622/4047
Date	Sep 16, 2025
Book Page	2622/4047
Instrument	202500007819

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Term	360 Months
Due	Sep 5, 2055

Interest

Change Frequency	Monthly

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002364/371
Date	Aug 27, 2009
Book Page	2364/371
Instrument	200900009375

Lender

Name	RYAN L CROW
Type	Private Party

Agreement

Amount	Amount Recorded

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002398/514
Date	May 16, 2011
Book Page	2398/514
Instrument	201100004251

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 10, 2026
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Document Number	02627/1835
Book / Page	2627 / 1835
Instrument Date	Mar 6, 2026
Instrument	202600001675
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	542 BRIGHT RD, FINDLAY, OH 45840-6939

Mortgage

Document Number	202600001676
Date	Mar 10, 2026
Instrument	202600001676

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jun 14, 2021
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Document Number	02583/1441
Book / Page	2583 / 1441
Instrument Date	May 21, 2021
Instrument	202100006989
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	542 BRIGHT RD, FINDLAY, OH 45840-6939

Mortgage

Document Number	202100006990
Date	Jun 14, 2021
Instrument	202100006990

Lender

Name	FIRST FEDERAL COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 25, 2007
Property Address	542 BRIGHT RD, FINDLAY, OH 45840-6939
Document Number	02322/2617
Book / Page	2322 / 2617
Instrument Date	Jul 12, 2007
Instrument	200700008405
Transaction Type	Foreclosure
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 1ST ST, FINDLAY, OH 45840-5030
Investor	Possibly a Property Investor

Mortgage

Document Number	02322/2620
Date	Jul 25, 2007
Book Page	2322/2620
Instrument	200700008406

Lender

Name	THE CIT GROUP-CONSUMER FINANCE INC
Type	Subprime Lender
Address	DUBLIN, OH 43017

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (-1.61%) Homeowner's exemption	$103,490 (+14%) Land $13,650 Building $89,840	$295,680 (+14%) Land $38,990 Building $256,690
2024	$3,224.00 (-0.15%) Homeowner's exemption	$90,780 (-) Land $11,970 Building $78,810
2023	$3,229.00 Homeowner's exemption	$90,780 Land $11,970 Building $78,810
2022			$259,370 Land $34,200 Building $225,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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