538 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 538 Bright Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1977
Lot Size	0.394 acres (17,150 sqft)
Owner	Company Name on File
Last Sale	$187,600 (Jul 2019)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Mar 2020 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-162-09-026.000`

Property Details

APN / Parcel Number

Primary APN	`1011-162-09-026.000`
Alternative APN	`560000196570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,150 sqft (0.394 acres)
Lot Dimensions	175 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ACRES 10TH LOT 427
Legal Subdivision	COUNTRY CLUB ACRES
Legal Lot Number	427
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2012
Census Tract	700

Owner

538 Bright Rd is owned by a company that bought it in July 2019 and is owner-occupied.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Company Name on File
Mailing Address	15439 COUNTY ROAD 8, FINDLAY, OH 45840-9259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Feb 2, 1984 · Amount on File
Deed Document Number	20195671
Deed Book / Page	2559 / 2654
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 26, 2020
Property Address	538 BRIGHT RD, FINDLAY, OH 45840-6939
Document Number	02566/4332
Book / Page	2566 / 4332
Instrument Date	Mar 25, 2020
Instrument	202000002583
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 15, 2019
Property Address	538 BRIGHT RD, FINDLAY, OH 45840-6939
Document Number	02559/2654
Book / Page	2559 / 2654
Instrument Date	Jul 5, 2019
Instrument	201900005671
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	538 BRIGHT RD, FINDLAY, OH 45840-6939

Mortgage

Document Number	201900005672
Date	Jul 15, 2019
Instrument	201900005672

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 538 Bright Rd was $2,561 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00	$83,530 Land $13,530 Building $70,000	$238,660 Land $38,660 Building $200,000
2023	$2,605.00 Homeowner's exemption	$73,230 Land $11,870 Building $61,360
2022			$209,210 Land $33,910 Building $175,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 Bright Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Bright Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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