542 Bertram Rd, Fort Mill, SC 29708 Property Records

York County property record for 542 Bertram Rd, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,432 sqft · built 2008
Lot Size	0.247 acres (10,749 sqft)
Owner	Individual Name on Record
Last Sale	$280,170 (May 2014)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`651-05-01-055`

Property Details

APN / Parcel Number

Primary APN	`651-05-01-055`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,432 sqft Living Area
Gross Area	4,171 sqft
1st Floor Area	1,485 sqft
2nd Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	10,749 sqft (0.247 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	133 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	542 BERTRAM RD
City	FORT MILL
State	SC
Zip	29708-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	LT# 40 SPICEWOOD SUB PHASE II
Legal Subdivision	SPICEWOOD
Legal Phase	2
Legal Lot Number	40
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2000
Census Tract	61012

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	542 BERTRAM RD, FORT MILL, SC 29708-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2014 · Amount on Record
Deed Sale	May 5, 2014 · Amount on Record
Prior Sale	Jun 16, 2008 · Amount on Record
Deed Document Number	2014255523
Deed Book / Page	14103 / 270
Prior Transfer Date	Apr 18, 2014
Prior Transfer Doc	1410300270
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	542 BERTRAM RD, FORT MILL, SC 29708-7702
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1964600299
Date	Oct 1, 2021
Book Page	19646/299
Instrument	2021056460

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	542 BERTRAM RD, FORT MILL, SC 29708-7702
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2038000394
Date	Sep 1, 2022
Book Page	20380/394
Instrument	2022038573

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (+18.02%)	$11,823 (+15%) Land $1,842 Building $9,981	$481,400 (+59.36%) Land $75,000 Building $406,400
2023	$1,759.00	$10,281 Land $2,042 Building $8,239	$302,083 Land $60,000 Building $242,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC CAROWOOD private · serves 212 people · EPA ID SC4650035
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	YORK COUNTY EAST WD
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.64 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Bertram Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures