York County property record for 522 Bertram Rd, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,736 sqft · built 2007 |
| Lot Size | 0.203 acres (8,854 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,990 (Jan 2008) |
| Tax Bill | $7,884 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-05-01-058 |
| Primary APN | 651-05-01-058 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,736 sqft Living Area |
| Gross Area | 3,473 sqft |
| 1st Floor Area | 1,163 sqft |
| 2nd Floor Area | 1,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,854 sqft (0.203 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 153 sqft |
| Patio Area | 144 sqft |
| Street Address | 522 BERTRAM RD |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDII |
| Legal Description | LT# 43 SPICEWOOD SUB PHASE II |
| Legal Subdivision | SPICEWOOD |
| Legal Phase | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61012 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14202 ELDON DR, CHARLOTTE, NC 28277-6593 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2008 · Amount on Record |
| Deed Sale | Jan 30, 2008 · Amount on Record |
| Deed Book / Page | 9776 / 82 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 522 BERTRAM RD, FORT MILL, SC 29708-7702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1913000121 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 19130/121 |
| Instrument | 2021018156 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,884.00 (+26.24%) | $15,394 (+15%) Land $2,828 Building $12,566 | $408,200 (+55.3%) Land $75,000 Building $333,200 |
| 2023 | $6,245.00 | $13,386 Land $3,056 Building $10,330 | $262,852 Land $60,000 Building $202,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC CAROWOOD private · serves 212 people · EPA ID SC4650035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | YORK COUNTY EAST WD |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.64 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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