Mille Lacs County property record for 542 5th St SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1972 |
| Lot Size | 0.149 acres (6,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Oct 2024) |
| Tax Bill | $1,872 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-1330 |
| Primary APN | 21-043-1330 |
|---|
| Building Area | 896 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 6,516 sqft (0.149 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Shed | 1 Shed |
| Street Address | 542 5TH ST SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 99 FT OF E 66 FT OF W 249.81 FT OF LOT 3 BLK 29 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 170500 |
542 5th St SE is owned and occupied by an individual who bought it in October 2024.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 542 5TH ST SE, MILACA, MN 56353-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on File |
| Deed Sale | Oct 21, 2024 · Amount on File |
| Prior Sale | Jun 21, 2018 · Amount on File |
| Deed Document Number | 2024443243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 542 5TH ST SE, MILACA, MN 56353-1335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | ANCONA TITLE |
| Name | Verified Name |
|---|
| Document Number | 000A429496 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | A429496 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 21, 2018 |
| Property Address | 542 5TH ST SE, MILACA, MN 56353-1335 |
| Document Number | A406683 |
| Instrument Date | Jun 14, 2018 |
| Instrument | A406683 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 542 5TH ST SE, MILACA, MN 56353-1335 |
| Document Number | A406684 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | A406684 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 542 5th St SE was $1,872.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,872.00 | $168,800 (+2.8%) Land $36,000 Building $132,800 | $168,800 (+2.8%) Land $36,000 Building $132,800 |
| 2025 | $164,200 Land $32,000 Building $132,200 | $164,200 Land $32,000 Building $132,200 | |
| 2023 | $1,678.00 | $140,200 Land $28,000 Building $112,200 | $140,200 Land $28,000 Building $112,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 542 5th St SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 542 5th St SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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