1015 5th St SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 1015 5th St SE, Milaca, MN 56353

Property Summary

Property Type	Commercial
Lot Size	4.43 acres (193,250 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jul 2019)
Tax Bill	$27,630 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-787-0081`

Property Details

APN / Parcel Number

Primary APN	`21-787-0081`

Exterior

Lot Area	193,250 sqft (4.43 acres)
Porch	Slab

Location & Zoning

Street Address	1015 5TH ST SE
City	MILACA
State	MN
Zip	56353-1300
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 BLK 3, EX S 160 FT OF W 234 FT
Legal Range	26
Legal Township	38
Legal Section	30
Legal Subdivision	SIEMERS SUBDIVISION
Legal Block	3
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1085
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 204, MILACA, MN 56353-0204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK MILACA
Jul 29, 2019	Quit Claim Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK MILACA
Jul 29, 2019	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Jun 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2019412432
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	1015 5TH ST SE, MILACA, MN 56353-1300
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A420839
Date	Nov 20, 2020
Instrument	A420839

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 29, 2019
Property Address	1015 5TH ST SE, MILACA, MN 56353-1300
Document Number	000A412433
Instrument Date	Jul 29, 2019
Instrument	A412433
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 2ND AVE SW, MILACA, MN 56353-1106

Mortgage

Document Number	000A412435
Date	Jul 29, 2019
Instrument	A412435

Lender

Name	FIRST NATIONAL BANK MILACA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 29, 2019
Property Address	1015 5TH ST SE, MILACA, MN 56353-1300
Document Number	000A412432
Instrument Date	Jul 24, 2019
Instrument	A412432
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 145TH AVE SE, MILACA, MN 56353

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 21, 2018
Property Address	1015 5TH ST SE, MILACA, MN 56353-1300
Document Number	000A406691
Instrument Date	Jun 18, 2018
Instrument	A406691
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 125TH AVE SW, MILACA, MN 56353-3730

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,630.00 (+44.06%)	$1,107,100 (+19.29%) Land $205,100 Building $902,000	$1,107,100 (+19.29%) Land $205,100 Building $902,000
2025		$928,100 (+28.51%) Land $139,100 Building $789,000	$928,100 (+28.51%) Land $139,100 Building $789,000
2023	$19,180.00	$722,200 Land $111,800 Building $610,400	$722,200 Land $111,800 Building $610,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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