54175 Echo Ln, Bristol, IN 46507 Property Records

Elkhart County property record for 54175 Echo Ln, Bristol, IN 46507

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,524 sqft · built 1988
Lot Size	0.948 acres (41,295 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (May 2025)
Tax Bill	$4,198 (2024)
Deeds & Mortgages	May 2025 Sale Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-31-201-022.000-030`

Property Details

APN / Parcel Number

Primary APN	`20-03-31-201-022.000-030`
Alternative APN	`0331201022030`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,524 sqft Living Area
Basement Area	1,710 sqft
Finished Basement	540 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	41,295 sqft (0.948 acres)
Lot Dimensions	344 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,723 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0331201022030
Old Parcel Number	0331201022030
Street Address	54175 ECHO LN
City	BRISTOL
State	IN
Zip	46507-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PHEASANT RIDGE LOT 2 & 34.57'X120' W OF LOT 2 .094A TOTAL .92A
Legal Subdivision	PHEASANT RIDGE
Legal Lot Number	2 34
Jurisdiction	ELKHART IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2032
Census Tract	701

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54175 ECHO LN, BRISTOL, IN 46507-9760
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC
Apr 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	2025-08492
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 23, 2025
Property Address	54175 ECHO LN, BRISTOL, IN 46507-9760
Document Number	0000008492
Map Reference	MB 16 PG 60
Instrument Date	May 15, 2025
Instrument	2025-08492
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	54175 ECHO LN, BRISTOL, IN 46507-9760

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	54175 ECHO LN, BRISTOL, IN 46507-9760
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007751
Date	Apr 23, 2018
Instrument	2018-07751

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 16, 2022
Property Address	54175 ECHO LN, BRISTOL, IN 46507-9760
Document Number	0000003467
Map Reference	MB 16 PG 60
Instrument Date	Feb 5, 2022
Instrument	2022-03467
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54175 ECHO LN, SAGINAW, MI 48607

Mortgage

Document Number	0000003468
Date	Feb 16, 2022
Instrument	2022-03468

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Washington Township
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$560,400 (+7.54%) Land $77,900 Building $482,500	$560,400 (+7.54%) Land $77,900 Building $482,500
2024	$4,198.00 (+12.61%)	$521,100 (+1.72%) Land $77,900 Building $443,200	$521,100 (+1.72%) Land $77,900 Building $443,200
2023		$512,300 (+15.8%) Land $77,900 Building $434,400	$512,300 (+15.8%) Land $77,900 Building $434,400
2022	$3,728.00	$442,400 Land $77,900 Building $364,500	$442,400 Land $77,900 Building $364,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	Jan 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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