54151 Echo Ln, Bristol, IN 46507 Property Records

Elkhart County property record for 54151 Echo Ln, Bristol, IN 46507

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,089 sqft · built 1991
Lot Size	0.826 acres (35,981 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,668 (2024)
Deeds & Mortgages	Aug 2026 Transfer Aug 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`20-03-31-201-011.000-030`

Property Details

APN / Parcel Number

Primary APN	`20-03-31-201-011.000-030`
Alternative APN	`0331201011030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
1st Floor Area	2,089 sqft
Basement Area	2,089 sqft
Finished Basement	996 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	35,981 sqft (0.826 acres)
Lot Dimensions	300 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	432 sqft
Porch	Porch
Porch Area	196 sqft
Patio Area	999 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0331201011030
Old Parcel Number	0331201011030
Street Address	54151 ECHO LN
City	BRISTOL
State	IN
Zip	46507-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CJL
Legal Description	PHEASANT RIDGE LOT 3
Legal Subdivision	PHEASANT RIDGE
Legal Block	201
Legal Lot Number	3
Jurisdiction	ELKHART IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2032
Census Tract	701

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54151 ECHO LN, BRISTOL, IN 46507-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2002
Deed Sale	Jun 12, 2002
Deed Document Number	2002-21687
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 24, 2026
Property Address	54151 ECHO LN, BRISTOL, IN 46507-9760
Document Number	0000015834
Instrument Date	Aug 20, 2026
Instrument	202615834
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54151 ECHO LN, BRISTOL, IN 46507-9760

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	54151 ECHO LN, BRISTOL, IN 46507-9760
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006798
Date	Aug 9, 2017
Instrument	2017-16798

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46617

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Aug 2, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Washington Township
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$499,700 (+8.39%) Land $76,400 Building $423,300	$499,700 (+8.39%) Land $76,400 Building $423,300
2024	$3,668.00 (+10.32%)	$461,000 (+3.99%) Land $76,400 Building $384,600	$461,000 (+3.99%) Land $76,400 Building $384,600
2023		$443,300 (+12.83%) Land $76,400 Building $366,900	$443,300 (+12.83%) Land $76,400 Building $366,900
2022	$3,325.00	$392,900 Land $76,400 Building $316,500	$392,900 Land $76,400 Building $316,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	Jan 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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