5417 Shelley Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5417 Shelley Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,977 sqft · built 1961
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$939,000 (Aug 2025)
Tax Bill	$8,546 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`289-0294-011-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0294-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,977 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5417 SHELLEY WAY
City	CARMICHAEL
State	CA
Zip	95608-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 03, LOT 217
Legal Subdivision	DEL DAYO RIVIERA 03
Legal Lot Number	217
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Jun 8, 2021	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Jan 25, 2019	Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Book / Page	20250813 / 365
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	6080000000384
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	0000001223
Date	Feb 1, 2021
Instrument	202102011223

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	0000000406
Date	Apr 19, 2021
Instrument	202104190406

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2026
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Document Number	2026000641
Book / Page	20260421 / 641
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	2026000641,
Date	Apr 21, 2026
Book Page	20260421/641

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 8, 2021
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Document Number	0000000384
Map Reference	MB 57 MAP 19
Instrument Date	Jun 2, 2021
Instrument	202106080384
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	4190000000406
Date	Apr 19, 2021
Book Page	20210419/406

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Document Number	2003060906
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5417 SHELLEY WAY CARMICHAEL CA 956085925, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	2003060906
Date	Mar 6, 2020
Instrument	2003060906

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Document Number	1904020014
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5417 SHELLEY WAY CARMICHAEL CA 956085925, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	1904020014
Date	Apr 2, 2019
Instrument	1904020014

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812-2351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 25, 2019
Property Address	5417 SHELLEY WAY, CARMICHAEL, CA 95608-5925
Document Number	1901250696
Instrument Date	Jan 24, 2019
Instrument	1901250696
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5417 SHELLEY WAY CARMICHAEL CA 956085925, CARMICHAEL, CA 95608-5925

Mortgage

Document Number	1901250697
Date	Jan 25, 2019
Instrument	1901250697

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$939,000 (+32.07%) Land $275,000 Building $664,000
2025	$8,546.00 (+0.97%) Homeowner's exemption	$710,973 (+4.04%) Land $295,275 Building $415,698
2024	$8,464.00 (+2.59%)
2023	$8,250.00 (+0.56%) Homeowner's exemption	$683,367 Land $283,810 Building $399,557
2022	$8,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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