5408 Shelley Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5408 Shelley Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,001 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Jun 2003)
Tax Bill	$7,185 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`289-0293-011-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0293-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5408 SHELLEY WAY
City	CARMICHAEL
State	CA
Zip	95608-5939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 03, LOT 239
Legal Subdivision	DEL DAYO RIVIERA 03
Legal Lot Number	239
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	5804

Owner

5408 Shelley Way is owned and occupied by an individual who acquired it in October 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GFL CAP MTG
Oct 30, 2017	Quit Claim Deed, Mortgage · Conventional with PMI PROVIDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Deed Book / Page	20030627 / 2533
Last Transfer Date	Oct 24, 2017
Transfer Doc	10300000000912
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939

Mortgage

Document Number	0000000626
Date	Jul 7, 2021
Instrument	202107070626

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939

Mortgage

Document Number	7070000000626
Date	Jul 7, 2021
Book Page	20210707/626

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939
Document Number	2006121503
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 SHELLEY WAY CARMICHAEL CA 956085939, CARMICHAEL, CA 95608-5939

Mortgage

Document Number	2006121503
Date	Jun 12, 2020
Instrument	2006121503

Lender

Name	GFL CAP MTG
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 30, 2017
Property Address	5408 SHELLEY WAY, CARMICHAEL, CA 95608-5939
Document Number	1710300912
Instrument Date	Oct 24, 2017
Instrument	1710300912
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 SHELLEY WAY CARMICHAEL CA 956085939, CARMICHAEL, CA 95608-5939

Mortgage

Document Number	1710300913
Date	Oct 30, 2017
Instrument	1710300913

Lender

Name	PROVIDENT BK
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5408 Shelley Way was $7,185 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$608,627 (+2%) Land $156,286 Building $452,341
2025	$7,185.00 (+0.98%) Homeowner's exemption	$596,694 Land $153,222 Building $443,472
2024	$7,115.00 (+2.6%)
2023	$6,935.00 (+0.57%) Homeowner's exemption	$573,525 Land $147,273 Building $426,252
2022	$6,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5408 Shelley Way in Zone X, an area of moderate flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5408 Shelley Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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