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5416 Circle Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 5416 Circle Dr, Reading, MI 49274 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,128 sqft
OwnerIndividual Name on File
Last Sale$226,000 (Oct 2020)
Tax Bill$1,810 (2021)
Deeds & MortgagesNov 2020 Mortgage
Oct 2020 Sale
Flood ZoneZone A (high risk)
APN10-190-001-021

Property Details

APN / Parcel Number

Primary APN10-190-001-021

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area

Exterior

Exterior MaterialWood Siding
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Street Address5416 CIRCLE DR
CityREADING
StateMI
Zip49274-9751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 LE-O-AM-SHORES NO.3 SEC 20 T7S R4W
Legal SubdivisionLE-O-AM SHORES
Legal Lot Number62
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group3
Census Block3026
Census Tract50400

Owner

Source: Hillsdale County records · APN 10-190-001-021

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5416 CIRCLE DR, READING, MI 49274-9751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTURY BANK & TRUST
Oct 05, 2020Warranty Deed, Transfer
DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NATIONAL TTL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2020 · Amount on Record
Deed SaleOct 05, 2020 · Amount on Record
Prior SaleMar 02, 2007 · Amount on Record
Deed Document Number0017741201
Deed Book / Page1774 / 1201
Record UpdatedJun 07, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Property Address5416 CIRCLE DR, READING, MI 49274-9751
Transaction TypeMortgage
Record UpdatedDec 02, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1779/70
DateNov 13, 2020
Book Page1779/70
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressREADING, MI 49274
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateOct 05, 2020
Property Address5416 CIRCLE DR, READING, MI 49274-9751
Document Number1774/1201
Book / Page1774 / 1201
Map ReferenceLB 8 PG 14
Instrument DateSep 30, 2020
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyDIVERSIFIED NATIONAL TITLE, DIVERSIFIED NATIONAL TTL LLC

Transaction

AmountAmount Recorded
Tax$1,943.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5416 CIRCLE DR, 5416, READING, MI 49274-9751

Transferred To (Grantee/Buyer)

NameVerified Name
Address7251 S EDON RD, READING, MI 49274-9881

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionReading Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$75,400$149,716 Land $41,835 Building $107,881
2021$1,810.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2009–2026)
Most Recent ClaimApr 2026, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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