Whatcom County property record for 5414 Ocean Mist Loop, Blaine, WA 98230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,257 sqft · built 2007 |
| Lot Size | 0.167 acres (7,301 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $357,280 (Feb 2010) |
| Tax Bill | $4,973 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 478292 |
| Primary APN | 478292 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,257 sqft Living Area |
| 1st Floor Area | 1,957 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,301 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 652 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 478292 |
|---|---|
| Street Address | 5414 OCEAN MIST LOOP |
| City | BLAINE |
| State | WA |
| Zip | 98230-9097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR4 |
| Legal Description | MALIBU ESTATES LOT 4 |
| Legal Range | 51 |
| Legal Township | 39 |
| Legal Section | 02 |
| Legal Subdivision | MALIBU ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10504 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5414 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2010 · Amount on Record |
| Deed Sale | Feb 26, 2010 · Amount on Record |
| Prior Sale | Dec 7, 2006 · Amount on Record |
| Deed Document Number | 2100202827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5414 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000903063 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0903063 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,973.00 (+8.23%) | $708,406 (+13.63%) Land $232,942 Building $475,464 | $708,406 (+13.63%) Land $232,942 Building $475,464 |
| 2022 | $623,432 Land $205,000 Building $418,432 | $623,432 Land $205,000 Building $418,432 | |
| 2021 | $4,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904 |
|---|---|
| Water Source | Purchased groundwater from CITY OF BLAINE |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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