Whatcom County property record for 5406 Ocean Mist Loop, Blaine, WA 98230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,375 sqft · built 2015 |
| Lot Size | 0.207 acres (9,030 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Feb 2026) |
| Tax Bill | $4,698 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 569425 |
| Primary APN | 569425 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,375 sqft Living Area |
| 1st Floor Area | 2,375 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,030 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 790 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 274 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 545394 |
|---|---|
| Street Address | 5406 OCEAN MIST LOOP |
| City | BLAINE |
| State | WA |
| Zip | 98230-9097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR4 |
| Legal Description | MALIBU ESTATES LOT 2 |
| Legal Range | 51 |
| Legal Township | 39 |
| Legal Section | 02 |
| Legal Subdivision | MALIBU ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10504 |
5406 Ocean Mist Loop is owned and occupied by an individual who bought it in February 2026.
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5406 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Apr 17, 2023 | Intrafamily Transfer, Transfer |
| Mar 31, 2020 | Warranty Deed, Transfer · Conventional with PMI UMPQUA BK |
| Sep 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Apr 17, 2023 |
| Deed Document Number | 2026-0202267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 27, 2026 |
| Property Address | 5406 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Document Number | 0000202267 |
| Map Reference | AF 2060800429 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026-0202267 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $13,745.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 17, 2023 |
| Property Address | 5406 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Document Number | 0000401179 |
| Map Reference | FILE 2060800429 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023-0401179 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 31, 2020 |
| Property Address | 5406 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Document Number | 2200303671 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 303671 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,628.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 OCEAN MIST LOOP BLAINE WA 982309097, BLAINE, WA 98230-9097 |
| Document Number | 2200303672 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 303672 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 21, 2017 |
| Property Address | 5406 OCEAN MIST LOOP, BLAINE, WA 98230-9097 |
| Document Number | 2170902156 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 902156 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,638.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 OCEAN MIST LOOP BLAINE WA 982309097, BLAINE, WA 98230-9097 |
| Document Number | 2170902157 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 902157 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 5406 Ocean Mist Loop was $4,698.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,698.00 | $669,158 Land $238,623 Building $430,535 | $669,158 Land $238,623 Building $430,535 |
| 2022 | $588,892 Land $210,000 Building $378,892 | $588,892 Land $210,000 Building $378,892 | |
| 2021 | $4,469.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5406 Ocean Mist Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5406 Ocean Mist Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904 |
|---|---|
| Water Source | Purchased groundwater from CITY OF BLAINE |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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