5414 Lightning View Rd, Columbia, MD 21045 Property Records

Howard County property record for 5414 Lightning View Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,372 sqft · built 1970
Lot Size	0.305 acres (13,292 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,931 (2026)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-109045`

Property Details

APN / Parcel Number

Primary APN	`16-109045`
Alternative APN	`109045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,372 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,292 sqft (0.305 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	109045
Street Address	5414 LIGHTNING VIEW RD
City	COLUMBIA
State	MD
Zip	21045-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 585 13,292 SQ' 5414 LIGHTNING VIEW RD VIL OAKLAND MILLS
Legal Subdivision	COLUMBIA VILLAGE OF OAKLAND MILLS
Legal Lot Number	585
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1016
Census Tract	606601

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5414 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023
Deed Sale	May 9, 2023
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Book / Page	21965 / 192
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	0219650192
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	May 9, 2023
Property Address	5414 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2244
Document Number	0219650192
Book / Page	21965 / 192
Map Reference	MB CMP 17 FO 5
Instrument Date	May 1, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ENDEAVOR TITLE LLC, ENDEAVOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5414 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2244

Mortgage

Document Number	0021965196
Date	May 9, 2023
Instrument	21965/196

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,931.00 (+6.94%)	$507,300 (+7.19%) Land $216,100 Building $291,200	$507,300 (-) Land $216,100 Building $291,200
2025	$7,416.00 (+7.07%)	$473,267 (+16.8%)	$507,300 (+25.2%) Land $216,100 Building $291,200
2024	$6,926.00 (+56.2%)
2023		$405,200 Land $196,100 Building $209,100	$405,200 Land $196,100 Building $209,100
2022	$4,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20