5405 Lightning View Rd, Columbia, MD 21045 Property Records

Howard County property record for 5405 Lightning View Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,092 sqft · built 1970
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Aug 2020)
Tax Bill	$5,259 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-067431`

Property Details

APN / Parcel Number

Primary APN	`16-067431`
Alternative APN	`067431`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	067431
Street Address	5405 LIGHTNING VIEW RD
City	COLUMBIA
State	MD
Zip	21045-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 571 9,100 SQ' 5405 LIGHTNING VIEW RD VIL OAKLAND MILLS
Legal Subdivision	VILLAGE OAKLAND MILLS SEC 1
Legal Lot Number	571
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1015
Census Tract	606601

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5405 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Deed Book / Page	19602 / 97
Transfer Doc	0000007148
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 10, 2020
Property Address	5405 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2244
Document Number	0196020097
Book / Page	19602 / 97
Map Reference	MB 17 FO 5
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5405 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2244

Mortgage

Document Number	19602102
Date	Aug 10, 2020
Instrument	19602/102

Lender

Name	MAS ASSOCIATES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,259.00 (-13.87%) Homeowner's exemption	$492,800 (+8.36%) Land $198,400 Building $294,400	$492,800 (-) Land $198,400 Building $294,400
2025	$6,106.00 (+56.93%) Homeowner's exemption	$454,800 (+20.06%)	$492,800 (+30.1%) Land $198,400 Building $294,400
2023		$378,800 Land $178,400 Building $200,400	$378,800 Land $178,400 Building $200,400
2022	$3,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20