5414 Elm Ct, Loomis, CA 95650 Property Records

Placer County property record for 5414 Elm Ct, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,667 sqft · built 1988
Lot Size	0.211 acres (9,187 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2019)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-290-025-000`

Property Details

APN / Parcel Number

Primary APN	`045-290-025-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,667 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	9,187 sqft (0.211 acres)
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5414 ELM CT
City	LOOMIS
State	CA
Zip	95650-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	L 25 CEDAR OAKS EST MOR P-18
Legal Subdivision	CEDAR OAKS EST
Legal Lot Number	25
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1029
Census Tract	21203

Owner

5414 Elm Ct is owned and occupied by two individuals who bought it in October 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5414 ELM CT, LOOMIS, CA 95650-9253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE REHFELDT ARR CAP INDIVIDUAL 401 K PL
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Jun 24, 2014 · Amount on File
Deed Document Number	201980692
Prior Transfer Date	Dec 27, 1993
Prior Transfer Doc	0000097332
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5414 ELM CT, LOOMIS, CA 95650-9253
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 ELM CT, LOOMIS, CA 95650-9253

Mortgage

Document Number	0000052271
Date	Sep 29, 2023
Instrument	2023-0052271

Lender

Name	THE REHFELDT ARR CAP INDIVIDUAL 401 K PL
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5414 ELM CT, LOOMIS, CA 95650-9253
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5414 ELM CT, LOOMIS, CA 95650-9253

Mortgage

Document Number	0000069114
Date	May 25, 2021
Instrument	2021-0069114

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 16, 2019
Property Address	5414 ELM CT, LOOMIS, CA 95650-9253
Document Number	0000080692
Map Reference	MB P PG 18
Instrument Date	Oct 10, 2019
Instrument	2019-0080692
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5414 ELM CT, LOOMIS, CA 95650-9253

Mortgage

Document Number	0000080693
Date	Oct 16, 2019
Instrument	2019-0080693

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5414 Elm Ct was $6,564.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,195 (+2%) Land $161,748 Building $422,447
2025	$6,564.00	$572,741 Land $158,577 Building $414,164
2023	$6,477.00 (+0.19%)	$550,503 Land $152,420 Building $398,083
2022	$6,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5414 Elm Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5414 Elm Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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