5407 Elm Ct, Loomis, CA 95650 Property Records

Placer County property record for 5407 Elm Ct, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1989
Lot Size	0.206 acres (8,981 sqft)
Owner	Trust Name on File
Tax Bill	$5,141 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-290-027-000`

Property Details

APN / Parcel Number

Primary APN	`045-290-027-000`
Alternative APN	`045-290-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,981 sqft (0.206 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-290-027
Street Address	5407 ELM CT
City	LOOMIS
State	CA
Zip	95650-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	L 27 CEDAR OAKS EST MOR P-18
Legal Subdivision	CEDAR OAKS EST
Legal Lot Number	27
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1029
Census Tract	21203

Owner

5407 Elm Ct is owner-occupied and held in a trust since December 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	5407 ELM CT, LOOMIS, CA 95650-9253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 15, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020
Deed Sale	Dec 15, 2020
Prior Sale	Nov 16, 2016 · Amount on File
Deed Document Number	2020147413
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0000147413
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 15, 2020
Property Address	5407 ELM CT, LOOMIS, CA 95650-9253
Document Number	0000147415
Instrument Date	Dec 4, 2020
Instrument	147415
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5407 ELM CT LOOMIS CA 956509253, LOOMIS, CA 95650-9253

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 15, 2020
Property Address	5407 ELM CT, LOOMIS, CA 95650-9253
Document Number	0000147413
Map Reference	MB P PG 18
Instrument Date	Dec 4, 2020
Instrument	2020-0147413
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5407 ELM CT, LOOMIS, CA 95650-9253

Mortgage

Document Number	0000147414
Date	Dec 15, 2020
Instrument	2020-0147414

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2046

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 1, 2020
Property Address	5407 ELM CT, LOOMIS, CA 95650-9253
Document Number	0000109746
Instrument Date	Sep 25, 2020
Instrument	109746
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5407 ELM CT LOOMIS CA 956509253, LOOMIS, CA 95650-9253

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Elm Ct was $5,141 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,835 (+2%) Land $177,566 Building $272,269
2025	$5,141.00 Homeowner's exemption	$441,016 Land $174,085 Building $266,931
2023	$5,064.00 (+0.28%) Homeowner's exemption	$423,893 Land $167,326 Building $256,567
2022	$5,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5407 Elm Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5407 Elm Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Elm Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures