Hillsborough County property record for 5413 Garden Arbor Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,906 sqft · built 2000 |
| Lot Size | 0.295 acres (12,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (Jun 2026) |
| Tax Bill | $7,258 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012931-7236 |
| Primary APN | 012931-7236 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,906 sqft Living Area |
| Gross Area | 4,239 sqft |
| 1st Floor Area | 2,906 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,836 sqft (0.295 acres) |
| Lot Dimensions | 126 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 676 sqft |
| Deck Area | Deck Area |
| Patio Area | 990 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129317236 |
|---|---|
| Street Address | 5413 GARDEN ARBOR DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-9099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA O LOT 53 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA O |
| Legal Tract | 5G9 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5413 GARDEN ARBOR DR, LUTZ, FL 33558-9099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Oct 16, 2012 · Amount on Record |
| Deed Document Number | 2026238348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 5413 GARDEN ARBOR DR, LUTZ, FL 33558-9099 |
| Document Number | 0000238348 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026238348 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | CAPSTONE TITLE LLC, CAPSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586,810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5413 GARDEN ARBOR DR, LUTZ, FL 33558-9099 |
| Document Number | 0000238349, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026238349 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,103 (+45.49%) Land $152,635 Building $435,468 | $588,103 (-0.85%) Land $152,635 Building $435,468 | |
| 2025 | $7,258.00 (+8.52%) Homeowner's exemption | $404,221 (+5.99%) | $593,132 (+3.39%) Land $145,004 Building $448,128 |
| 2024 | $6,688.00 (+3.42%) | ||
| 2023 | $6,467.00 (+3.95%) Homeowner's exemption | $381,387 (+3%) | $573,660 (+13.02%) Land $137,371 Building $436,289 |
| 2022 | $6,221.00 Homeowner's exemption | $370,279 | $507,583 Land $91,581 Building $416,002 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures