Hillsborough County property record for 5409 Garden Arbor Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,270 sqft · built 2002 |
| Lot Size | 0.271 acres (11,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,100 (Nov 2002) |
| Tax Bill | $6,388 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012931-7232 |
| Primary APN | 012931-7232 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| Gross Area | 4,250 sqft |
| 1st Floor Area | 2,950 sqft |
| Upper Floors Area | 320 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,800 sqft (0.271 acres) |
| Lot Dimensions | 128 ft deep x 88.8 ft wide |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Deck Area | Deck Area |
| Patio Area | 553 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129317232 |
|---|---|
| Street Address | 5409 GARDEN ARBOR DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-9099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA O LOT 51 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA O |
| Legal Tract | 5G9 |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5409 GARDEN ARBOR DR, LUTZ, FL 33558-9099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2002 · Amount on Record |
| Deed Sale | Nov 15, 2002 · Amount on Record |
| Deed Book / Page | 12098 / 1572 |
| Record Updated | Oct 29, 2026 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,658 (+2.7%) | $595,661 (+0.02%) Land $135,957 Building $459,704 | |
| 2025 | $6,388.00 (+11.23%) Homeowner's exemption | $362,861 (+5.99%) | $595,551 (+3.34%) Land $129,160 Building $466,391 |
| 2023 | $5,743.00 (+4.15%) Homeowner's exemption | $342,364 (+3%) | $576,281 (+10.56%) Land $122,362 Building $453,919 |
| 2022 | $5,514.00 Homeowner's exemption | $332,392 | $521,231 Land $81,574 Building $439,657 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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