5412 Nectar Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5412 Nectar Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,159 sqft · built 2005
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jan 2021)
Tax Bill	$7,783 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-1670-103-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1670-103-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	2,159 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,300 sqft (0.145 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5412 NECTAR CIR
City	ELK GROVE
State	CA
Zip	95757-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2D, LOT 15
Legal Subdivision	GILLIAM MEADOWS UNIT 2D
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	9647

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5412 NECTAR CIR, ELK GROVE, CA 95757-4335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 8, 2021	Grant Deed, Transfer · Conventional with PMI AMERICAN PACIFIC MTG
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jan 2, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Book / Page	20210108 / 730
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	0000000209
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5412 NECTAR CIR, ELK GROVE, CA 95757-4335
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 NECTAR CIR, ELK GROVE, CA 95757-4335

Mortgage

Document Number	0000000149
Date	Aug 28, 2025
Instrument	202508280149

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	5412 NECTAR CIR, ELK GROVE, CA 95757-4335
Document Number	2101080730
Instrument Date	Jan 5, 2021
Instrument	2101080730
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5412 NECTAR CIR ELK GROVE CA 957574335, ELK GROVE, CA 95757-4335

Mortgage

Document Number	2101080731
Date	Jan 8, 2021
Instrument	2101080731

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

Mortgage

Document Number	2101080732,
Date	Jan 8, 2021
Instrument	2101080732

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5412 NECTAR CIR, ELK GROVE, CA 95757-4335
Document Number	2004010801
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 NECTAR CIR ELK GROVE CA 957574335, ELK GROVE, CA 95757-4335

Mortgage

Document Number	2004010801
Date	Apr 1, 2020
Instrument	2004010801

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 2, 2019
Property Address	5412 NECTAR CIR, ELK GROVE, CA 95757-4335
Document Number	1901020907
Instrument Date	Dec 31, 2018
Instrument	1901020907
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 NECTAR CIR ELK GROVE CA 957574335, ELK GROVE, CA 95757-4335

Mortgage

Document Number	1901020908
Date	Jan 2, 2019
Instrument	1901020908

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,040 (+2%) Land $138,010 Building $414,030
2025	$7,783.00 (+1.04%) Homeowner's exemption	$541,216 (+4.04%) Land $135,304 Building $405,912
2024	$7,703.00 (+2.39%)
2023	$7,523.00 (+1.65%) Homeowner's exemption	$520,200 Land $130,050 Building $390,150
2022	$7,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Nectar Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures