5405 Nectar Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5405 Nectar Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,575 sqft · built 2005
Lot Size	0.159 acres (6,918 sqft)
Owner	2 Company Names on Record
Last Sale	$711,000 (Aug 2024)
Tax Bill	$9,631 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-1670-108-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1670-108-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,575 sqft Living Area
1st Floor Area	1,362 sqft
2nd Floor Area	1,213 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,918 sqft (0.159 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5405 NECTAR CIR
City	ELK GROVE
State	CA
Zip	95757-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2D, LOT 2
Legal Subdivision	GILLIAM MEADOWS UNIT 2D
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3015
Census Tract	9647

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5405 NECTAR CIR, ELK GROVE, CA 95757-4335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage 2004 0000182 LLC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE RESID'L
Aug 26, 2019	Deed of Trust, Mortgage · Conventional with PMI 2004-0000103 LLC
Jul 17, 2017	Grant Deed, Transfer · Conventional with PMI 2004-0000103 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Book / Page	20240827 / 654
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 NECTAR CIR, ELK GROVE, CA 95757-4335
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 NECTAR CIR, ELK GROVE, CA 95757-4335

Mortgage

Document Number	0000000586
Date	May 10, 2022
Instrument	2022051000586

Lender

Name	2004 0000182 LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 NECTAR CIR, ELK GROVE, CA 95757-4335
Document Number	2010201040
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 NECTAR CIR ELK GROVE CA 957574335, ELK GROVE, CA 95757-4335

Mortgage

Document Number	2010201040
Date	Oct 20, 2020
Instrument	2010201040

Lender

Name	GUIDANCE RESID'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 NECTAR CIR, ELK GROVE, CA 95757-4335
Document Number	1908301643
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 NECTAR CIR ELK GROVE CA 957574335, ELK GROVE, CA 95757-4335

Mortgage

Document Number	1908301643
Date	Aug 30, 2019
Instrument	1908301643

Lender

Name	2004-0000103 LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2017
Property Address	5405 NECTAR CIR, ELK GROVE, CA 95757-4335
Document Number	1707171202
Instrument Date	Jul 13, 2017
Instrument	1707171202
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5405 NECTAR CIR ELK GROVE CA 957574335, ELK GROVE, CA 95757-4335

Mortgage

Document Number	1707171203
Date	Jul 17, 2017
Instrument	1707171203

Lender

Name	2004-0000103 LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,220 (+2%) Land $168,300 Building $556,920
2025	$9,631.00 (+27.11%)	$711,000 (+39.81%) Land $165,000 Building $546,000
2024	$7,577.00 (+2.39%)
2023	$7,400.00 (+1.63%) Homeowner's exemption	$508,543 Land $125,768 Building $382,775
2022	$7,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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